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Debt Consolidation


Manikyam

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2 minutes ago, BReBeL said:

Debt consolidation chesthe credit cards iyyaru kada malla? Just asking na kuda chaala mails vasthay debt consolidation cheskomani ..is it worth??🙄

debit consolidation antey 4-5 cards balance ne oka account ke loki teesukaravatam...manaki vachey mails parasite lantivi 

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Debit consolidation cheyali antey tax money emina vastey vachey time lo cheyali and India lo home chittis vuntey vaatilo chittis vesi ethukoni ikkada ventaney pay cheyali e lopu pay cheyaganey credit score improve kaganey 0% apr cards apply chesi migitha cards balance pay cheyali so you will get 0% interest for 12 months or 1 years e lopu Manaki vachey salary waste cheyakunta pay cheskunta vellali so you can get off from debit trap....lekuntey credit cards compound interests salary antha 10gi potadi 1year ayyaka kuda you will be in same position 

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21 hours ago, soldier said:

50k,565,5k e scenario ki edina solution unte cheppu bro

@soldier India lo me circle lo chittis nadipistaru private ga 2 lks chitti ala...company chitts like Kapil sriram, margadarshi chitti's valla you will loose lot of money in processing fee...adi ani idi ani anni bills vestaru...malli chitti paata kada pedha fraud chestaru regional managers vallu ...so me circle lo alanti vaatini approach ayyi deal matladu 1st or 3 months lo ethukunta ani anni chittis....2 lks ve 10 chitti veyy for 20 months period ve...okey daggara anni veelu kaavu kabatti you need to approach minimum two members so vallaki bhayam vundadu...20 lks total chitti vestey you will get amount around 16.5 lks =($24000)....in return nuvvu $1600 per month for 20 months EMI pay cheyalisi vastadi...

Tax money emina vastadi antey jan lo tax return file cheyy oka 5k vachina plus avutadi...me employer gadini personal loan ani approach ka if they have good impression on you oka 10k adugu...return payment oka 15 months petti salary lo cut cheskomanu $650 per month

 

so total ga employer loan + Chitti amount = $34,000 avutayi.....tax lo 5k vachina plus avutadi...ivi anukunna anni avutey you can repay all credit amount 39,000 so you can apply for 0% apr 15 months balance transfer card and pay other 11k balance so you will get relief from interest payment for 1 yr...e lopu malli tax returns emina vuntey luck otherwise you need save some amount to pay 11k in 1 year or you need to apply credit card again after 1 yr....

ila chestey you need to pay $2300 per month for both chittis and employer...inka $2600 lo emina save chestey you can easly pay 11,000 as well. total 20 months lo you can escape from debit trap...inthakantey best approach ledu...edina vunna share here so it can help others.

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