Pappu_Packitmaar Posted September 14, 2020 Report Share Posted September 14, 2020 Citi Simplicity Card and Discover Card...iddaru mahanubhavulu Vella punyama ani 14% car loan kastha 0%, oka 20 tolas gold 31k lekka na konna...baaga workout ayindi.. lockdown pette kante munde, same mahanubhavulu malli BT offer isthe teesi pettina, prastutam chittila batch ki 1% mithi ki tipputunna Quote Link to comment Share on other sites More sharing options...
accuman Posted September 14, 2020 Report Share Posted September 14, 2020 7 hours ago, AmberpetShankeranna said: Chasu Freedom unlimited is it good to apply ? Chase vadu every month emanna benefits istada freedom unlimited. what are the chances of approval. There’s no best credit card if you want to live in us forever. Period. Quote Link to comment Share on other sites More sharing options...
accuman Posted September 14, 2020 Report Share Posted September 14, 2020 18 minutes ago, Pappu_Packitmaar said: Citi Simplicity Card and Discover Card...iddaru mahanubhavulu Vella punyama ani 14% car loan kastha 0%, oka 20 tolas gold 31k lekka na konna...baaga workout ayindi.. lockdown pette kante munde, same mahanubhavulu malli BT offer isthe teesi pettina, prastutam chittila batch ki 1% mithi ki tipputunna 1 chitti 10the ikkada credit card default ayyi naaki pothavu Quote Link to comment Share on other sites More sharing options...
Peddayana Posted September 14, 2020 Report Share Posted September 14, 2020 8 hours ago, AmberpetShankeranna said: Chasu Freedom unlimited is it good to apply ? Chase vadu every month emanna benefits istada freedom unlimited. what are the chances of approval. Previously , Freedom unlimited has 1.5% cashback , Freedom has rotating categories with 5% cashback From what I read Chase is in process/have just changed these cards to something called Freedom Flex (from Freedom) and Freedom unlimited will have 1.5% plus some bonus categories like 5% cashback on travel etc , google for more info Quote Link to comment Share on other sites More sharing options...
Pappu_Packitmaar Posted September 14, 2020 Report Share Posted September 14, 2020 35 minutes ago, accuman said: 1 chitti 10the ikkada credit card default ayyi naaki pothavu Chittilu esetollaki mithi kaka... Quote Link to comment Share on other sites More sharing options...
Lorry_Driver Posted September 14, 2020 Report Share Posted September 14, 2020 14 hours ago, Amrita said: I have freedom , slate and also preferred. Compare chesi chudandi on chase website you will get exact differences . I hardly used my freedom after I got preferred . Btw depends on type of card you want . Cash back ayite freedom is good . Travel Ayite preferred is good . I don't get it, why you hardly use Chase Freedom. Chase Freedom categories fetch you more points where as CSP redemption value is more. For example, this quarter you get more points with CF when spending on Amazon or Whole Foods. Then simply transfer the points to CSP. Am I missing something? Quote Link to comment Share on other sites More sharing options...
galiraju Posted September 14, 2020 Report Share Posted September 14, 2020 Naa best: Capital One Venture I also have AMex Gold cant get rid of it yet coz of COVID Quote Link to comment Share on other sites More sharing options...
accuman Posted September 14, 2020 Report Share Posted September 14, 2020 14 hours ago, Democraticcompulsion said: Costco Visa. 2% cashback at store purchases on visa and +2% back on membership 3% at Costco travel +2% 4% cb at gas +2% 1.5 Or 2% at all other retailers. Last year 500+ vachindi. No brainer if you have a Costco near by. CB meeda bathikesthunnattu vunnadi Quote Link to comment Share on other sites More sharing options...
hushh fatak Posted September 14, 2020 Report Share Posted September 14, 2020 13 hours ago, Spartan said: monne Amex okati unde ...close chesesa..after 9 years. currently using only 2 old ones. WellsFargo and Costco... WellsFargo di kuda rarely using.... maintaining more cards = increasing spending. Anthe ledu guruji i have 6 total 100k almost kani consumption not more than 3k per month credixt card money manadhi kadu anukovali ledaa cheti gula aapukovali anthe .... Quote Link to comment Share on other sites More sharing options...
Democraticcompulsion Posted September 14, 2020 Report Share Posted September 14, 2020 I have about 5 cards. Spend mostly on Costco card and a little (about 100) on each of the others. This strategy keeps those CC companies happy. Otherwise they end up closing some cards eventually. Quote Link to comment Share on other sites More sharing options...
phatposts Posted September 14, 2020 Report Share Posted September 14, 2020 21 hours ago, Democraticcompulsion said: Costco Visa. 2% cashback at store purchases on visa and +2% back on membership 3% at Costco travel +2% 4% cb at gas +2% 1.5 Or 2% at all other retailers. Last year 500+ vachindi. No brainer if you have a Costco near by. At costco - 2%, Costco travel 3%, not 3+2, gas is 4, not 4+2 Non category spend is 1% Quote Link to comment Share on other sites More sharing options...
Spartan Posted September 14, 2020 Report Share Posted September 14, 2020 3 hours ago, hushh fatak said: Anthe ledu guruji i have 6 total 100k almost kani consumption not more than 3k per month credixt card money manadhi kadu anukovali ledaa cheti gula aapukovali anthe .... nenu spend cheyanu bro.. I am among one of the most frugal spenders... but unte maintenance waste kada... Quote Link to comment Share on other sites More sharing options...
Democraticcompulsion Posted September 14, 2020 Report Share Posted September 14, 2020 2 minutes ago, phatposts said: At costco - 2%, Costco travel 3%, not 3+2, gas is 4, not 4+2 Non category spend is 1% Executive Membership (~120 fee per year I think) lo vache cash back in addition to Costco citi visa. 4% gas 3% restaurants 2% everything else at Costco 1% at other stores. ( I mentioned 1.5-2% earlier) Ivi kakunda 2% on membership. Idi business membership or gold star lo ledu. 1 Quote Link to comment Share on other sites More sharing options...
Amrita Posted September 14, 2020 Report Share Posted September 14, 2020 15 hours ago, Lorry_Driver said: I don't get it, why you hardly use Chase Freedom. Chase Freedom categories fetch you more points where as CSP redemption value is more. For example, this quarter you get more points with CF when spending on Amazon or Whole Foods. Then simply transfer the points to CSP. Am I missing something? I have other cards . Amazon Card undi and I use it for amazon purchases . Costco card undi citi di I use it while shopping in Costco . Preferred I use for other purchases . 1 Quote Link to comment Share on other sites More sharing options...
Amrita Posted September 14, 2020 Report Share Posted September 14, 2020 Having more cards and less balances is not a bad idea . If you don’t know how to use it responsibly then it hurts . I have huge limits and 0 balance . 800+ score too . Never heard having less cards is good . Mana DB lo cheppe sollu na bhooto na bhavishyath. 1 Quote Link to comment Share on other sites More sharing options...
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