siru Posted May 14, 2021 Report Share Posted May 14, 2021 1 hour ago, veerigadu said: Invest in land and high yielding stocks. Land value always increases while constructed part is a liability. Furthermore taxes and maintenance is the worse. how do u invest in commercial land? loan istara? Quote Link to comment Share on other sites More sharing options...
jawaani_jaaneman Posted May 14, 2021 Report Share Posted May 14, 2021 1 hour ago, veerigadu said: Bank interest, maintenance, sell chesthe nuvvu Katte tax, broker fees and EMI ani cut chesi. Repu poddhuna market down ayinapudu calculate cheyyi. Annitikante biggest cost, liability. Quote Link to comment Share on other sites More sharing options...
veerigadu Posted May 14, 2021 Author Report Share Posted May 14, 2021 9 minutes ago, siru said: how do u invest in commercial land? loan istara? My uncle brought some land in NC 15 years ago for just 12k. Now the builders are willing to pay him in millions. Quote Link to comment Share on other sites More sharing options...
veerigadu Posted May 14, 2021 Author Report Share Posted May 14, 2021 5 minutes ago, jawaani_jaaneman said: Annitikante biggest cost, liability. Insurance too. I forgot to add that one. But no need to add our db folks will probably take it personal and start barking back at me. their life and it’s their choice. Quote Link to comment Share on other sites More sharing options...
jawaani_jaaneman Posted May 14, 2021 Report Share Posted May 14, 2021 8 minutes ago, veerigadu said: Insurance too. I forgot to add that one. But no need to add our db folks will probably take it personal and start barking back at me. their life and it’s their choice. Typical desi mentality is to buy land, house and gold..in India, it holds good as demand-supply theory works well in desi society, paisal safe. Desi ganni america patukochina, desi budhi aithe bayataki teeyalev kada...so naturally first and foremost investment anedi by default house ae vuntadi.. 10th, Inter, Eamcet, Engineering, GRE, TOEFL, F1, MS, H1, GC filing, Pendli...ie chronology order lo next vachedi House ae...so naturally desi society la poradu illu konnadu ante adoka level, back home india la kuda oka status symbol..andulo california la sontha illu ante raees level ki line clear ainatte.. So..ilanti reasons ki kuda mana desi batch ni illu konadaniki push chestayi...peer pressure ani chepochu..adu konnadu, idu konnadu kabatti manam kuda konali ani chepukovali kabati kontaru... Now..Illu konesinam..mental satisfaction vundalante..house appreciation chusthu vundali..lekapothey nidra pattadu.. 2 Quote Link to comment Share on other sites More sharing options...
hydusguy Posted May 14, 2021 Report Share Posted May 14, 2021 1 hour ago, veerigadu said: Smart people should never buy a house. It’s good for government, brokers and banks. Not really for the buyer. Idhi 99.99% batch ki ardham kadhu. But lighttttt. bhayya nee thoughts janala meeda ruddaku.. nuvvu ipudu enlighten avutunnav ... people already know what to do. lot of people sold houses and made profits and reinvested.. and lot of people sold stocks in jan and waiting for dips too.. denlo lo aina invest cheyyochu.. just timing is important. and answer abt owning house ..people want to own as it feels home and not for money. everyone is diff.. some people like business.. some people job.. eenni preachings chestunnav ..just i am curious did you make atleast 50k in stocks from last year 1 Quote Link to comment Share on other sites More sharing options...
Be_happy Posted May 14, 2021 Report Share Posted May 14, 2021 Quality of life is what matters the most. And we must diversify our portfolio of investments... Home is one place which gives us stability and adds quality of life. And as long as we have people who thinks staying in a rented place is worth it, it's an opportunity To buy an investment House for home owners. We must invest in stocks if we are in U.S. It should be a different bucket. Just like how all of your stocks don't perform the same way, all of your other investments will have different level of appreciations. Quote Link to comment Share on other sites More sharing options...
linksys23 Posted May 14, 2021 Report Share Posted May 14, 2021 4 hours ago, veerigadu said: 10 years back high yield stocks like Apple, Netflix, Amazon lo 50k invest chesina vallu millionaires today. India lo land purchase Sesina vallu kuda same Gaani antha Dhairyam entha mandiki untundii... i had say 50 k ,Ten years before still investing all money in stocks is Risky Quote Link to comment Share on other sites More sharing options...
Pavanonline Posted May 14, 2021 Report Share Posted May 14, 2021 4 hours ago, ChinnaBhasha said: I agree with ts on some part, investing on house is not a good option... i know people who spend on needless things like interiors, designs etc etc stuff, while paying emis on other hand... only banks and real estate are the ones who benefit out of it. you need a own home at some point, but I would say shouldn't overspend on it, unless you are filthy rich and don't need to bother about money.. You have no choice, you have to overspend if you want a decent one now. Unless you are living in cheaper red states. Quote Link to comment Share on other sites More sharing options...
Pavanonline Posted May 14, 2021 Report Share Posted May 14, 2021 Do both Quote Link to comment Share on other sites More sharing options...
NeneRajuNeneManthri Posted May 14, 2021 Report Share Posted May 14, 2021 6 hours ago, veerigadu said: Bank interest, maintenance, sell chesthe nuvvu Katte tax, broker fees and EMI ani cut chesi. Repu poddhuna market down ayinapudu calculate cheyyi. Nuvvu katte rent neeku refund ostunda? Quote Link to comment Share on other sites More sharing options...
Democraticcompulsion Posted May 14, 2021 Report Share Posted May 14, 2021 Intinki monetary value matrame undi anukunte ela? Plenty of emotional value untadi. That which cannot be understood by everyone. 1 Quote Link to comment Share on other sites More sharing options...
Simple123 Posted May 14, 2021 Report Share Posted May 14, 2021 babu TS , may be your points valid . Home anedi oka emotion and luxury. Enduku ladies louis vitton or Michael kors bags kontaru ante , paisal waste ani chepputava. evadi istam vadidi . Quote Link to comment Share on other sites More sharing options...
rahulroy4u Posted May 14, 2021 Report Share Posted May 14, 2021 are you guys talking about just investing in homes or just primary home ? You will definitely need a primary home, you cannot survive in a 2 bed home with kids, toys eh oka room ninda untayi. House is for kids to enjoy not us. but what’s the point in making money and mote money and not spending it ? 1 Quote Link to comment Share on other sites More sharing options...
phatposts Posted May 14, 2021 Report Share Posted May 14, 2021 Nuvvu ee town lo unna sare rental house lo ne happy gaa undali ani korukuntunna @veerigadu DB members daggara rent teesuko nee point inka balam gaa prove avtundi 1 Quote Link to comment Share on other sites More sharing options...
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