need help on credit score

[JL_]

serious help need

naku personal loan undhi AUTO pay set chesha kani last six months nunchi payment avaledhu 

nenu kuda notice cheyadhu

e month credit score chusthe 70 points thagindhi

nenu loan vadiki call chesthe maa mistake em ledhu anntunnadu maa side antha okay undhi antunnadu..... mistake ekkada jarigindho asalu theliyatledhu (e dhi naa mistake ke monthly oka sari check chesukoni unte e problem ayedhi kadhu)

payoff cheyaka pothe collections estha antunnadu (amount 21K antha nenu katalenu okae sari)

 

please guide how to handle this situation

Q: dhene valla naku future lo emina problem unta dha? ante future lo credit card or auto loan or home loan thesukoalisi vasthe emina issues untaya?

 

Please guide me

[jambalhaatraja]

talk to lender..debt consolidaion edo untundi..

I will pay 21k but in small installments ani cheppu...

transfer some to access checks or try balance transfer..there are way..dont worry

golden rule..never put auto pay..it makes you lazy ...and the one you said happens some day.

one day a week before sleep..sit for 10 mins and open every fkng account you have...if payment is there pay it else just note the remaining balance....4 times a month you will never ever miss a payment...

[manchineellu]

[Anta Assamey]

[dasari4kntr]

32 minutes ago, JL_ said:

serious help need

naku personal loan undhi AUTO pay set chesha kani last six months nunchi payment avaledhu 

nenu kuda notice cheyadhu

e month credit score chusthe 70 points thagindhi

nenu loan vadiki call chesthe maa mistake em ledhu anntunnadu maa side antha okay undhi antunnadu..... mistake ekkada jarigindho asalu theliyatledhu (e dhi naa mistake ke monthly oka sari check chesukoni unte e problem ayedhi kadhu)

payoff cheyaka pothe collections estha antunnadu (amount 21K antha nenu katalenu okae sari)

 

please guide how to handle this situation

Q: dhene valla naku future lo emina problem unta dha? ante future lo credit card or auto loan or home loan thesukoalisi vasthe emina issues untaya?

 

Please guide me

Only points taggaya…derogatory marks paddya..?

collections ki emina vellinda..?

[bluebadger]

stuff happens, it would impact future reqs - I would contact attorney to know my possibilities of fight back even if it costs