QQ(non-credit-based consolidation option)

[satti from attilii]

 

Hello Friends,

 

maa friend ki around 70K person loans and credit card vunayi , vadiki non-credit-based consolidation option ichinaru anta from one of loan Leander, is it legal for H1B and will impact anything for GC ? 

Underwriting Determination

 

The applicant meets the eligibility requirements for a non-credit-based consolidation option.  This option, which has federal laws in place for your overall protection and success, consolidates all your debts into one lower payment. 

Utilization Rates and Why They Matter

The ratio of your available credit compared to the balance owed determines your utilization rate. Your current utilization rate is 73.82%. Lenders view any ratio over 30% to be high and as a result the consumer to be a potential lending risk.

The utilization rate is by far the most influential factor in determining your credit score.  A high credit utilization rate drastically reduces your creditworthiness and creditors can lower your credit limit, increase your interest rates and/or close your account, even in spite of excellent payment history. Prolonged periods of high credit utilization rates negatively impacts your credit score and increases the likelihood of future credit applications being declined.

Solution

Underwriting has confirmed you are approved and qualified for a non-credit based consolidation option.  Enrollment provides consumers representation by a dedicated Turnbull Law Group attorney to resolve their debts for thousands less.  The industry is federally regulated which provides the highest level of legitimacy, protection and benefit to the consumers who qualify.  There are no upfront fees and the best part is the attorney retainer is included in the reduced monthly payment.

This plan consolidates debts into one much more affordable monthly payment and all future interest is eliminated entirely.  Once the compounding interest is eliminated, debts can be paid off in an average of 3.5 years (versus 30+ years under the clients existing terms).

Most importantly, this program helps consumers avoid the long-term catastrophic effects of more extreme consolidation options such as Consumer Credit Counseling Services and/or Chapter 7 or 13 Bankruptcy filings.  The program itself is NOT reported to credit bureaus so all reporting will show you paid the debts and not a 3rd party.