My personal experience with this year stock market

[Lorry_Driver]

TL;DR: Don't go for individual stock picking. Just stick with ETFs.

So this year I followed the market very closely, read financial blogs/reddit and played with my IRA account which had around 100K (roll over from previous employer).

Kept 20% in cash to take advantage of any dips, rest all in individual stocks. There are some very good performing stocks like AAPL and TSLA. There are also duds like FVRR and ROKU.

So today I checked my YTD gain, it is just 9% 😭

Instead of spending time in market research, buying/selling, if I had just put all the money in any of these ETFs (or a mix of them), my gains would have been at least 30%.

VTI: 27%
QQQ: 30%
SPY: 30%
TQQQ: 98%

My cousin who is 15 yrs elder than me always suggests to go with ETFs (80% of the portfolio) and put the rest in stocks like AAPL/MSFT/AMZN/GOOG. He is dead against TSLA though 🤷‍♂️. I always followed his suggestions in investing, personal finance, home buying etc but this year went for individual stock picking and failed.

So planning to re-balance my portfolio and stick with 80% ETFs (just SPY+QQQ) and 20% equally in AAPL/MSFT/AMZN/GOOG.

Please share your thoughts and experience.

[Lorry_Driver]

--- place holder ---

[maverick19]

any good investment sites for beginners to invest in EFTs? 

[bayarea]

57 minutes ago, maverick19 said:

any good investment sites for beginners to invest in EFTs? 

vanguard is good and their index funds are good too with low cost fee.

[naranjaX]

5 minutes ago, bayarea said:

vanguard is good and their index funds are good too with low cost fee.

good information 

[Spartan]

[pichallah]

4 hours ago, Lorry_Driver said:

TL;DR: Don't go for individual stock picking. Just stick with ETFs.

So this year I followed the market very closely, read financial blogs/reddit and played with my IRA account which had around 100K (roll over from previous employer).

Kept 20% in cash to take advantage of any dips, rest all in individual stocks. There are some very good performing stocks like AAPL and TSLA. There are also duds like FVRR and ROKU.

So today I checked my YTD gain, it is just 9% 😭

Instead of spending time in market research, buying/selling, if I had just put all the money in any of these ETFs (or a mix of them), my gains would have been at least 30%.

VTI: 27%
QQQ: 30%
SPY: 30%
TQQQ: 98%

My cousin who is 15 yrs elder than me always suggests to go with ETFs (80% of the portfolio) and put the rest in stocks like AAPL/MSFT/AMZN/GOOG. He is dead against TSLA though 🤷‍♂️. I always followed his suggestions in investing, personal finance, home buying etc but this year went for individual stock picking and failed.

So planning to re-balance my portfolio and stick with 80% ETFs (just SPY+QQQ) and 20% equally in AAPL/MSFT/AMZN/GOOG.

Please share your thoughts and experience.

You can go 100% on ETF’s. Why do you want to allocate 20% to individual stocks? 
 

Invest directly in stocks only if you know what to buy, how much to buy and an exit plan. 

[jalsa01]

4 hours ago, Lorry_Driver said:

TL;DR: Don't go for individual stock picking. Just stick with ETFs.

So this year I followed the market very closely, read financial blogs/reddit and played with my IRA account which had around 100K (roll over from previous employer).

Kept 20% in cash to take advantage of any dips, rest all in individual stocks. There are some very good performing stocks like AAPL and TSLA. There are also duds like FVRR and ROKU.

So today I checked my YTD gain, it is just 9% 😭

Instead of spending time in market research, buying/selling, if I had just put all the money in any of these ETFs (or a mix of them), my gains would have been at least 30%.

VTI: 27%
QQQ: 30%
SPY: 30%
TQQQ: 98%

My cousin who is 15 yrs elder than me always suggests to go with ETFs (80% of the portfolio) and put the rest in stocks like AAPL/MSFT/AMZN/GOOG. He is dead against TSLA though 🤷‍♂️. I always followed his suggestions in investing, personal finance, home buying etc but this year went for individual stock picking and failed.

So planning to re-balance my portfolio and stick with 80% ETFs (just SPY+QQQ) and 20% equally in AAPL/MSFT/AMZN/GOOG.

Please share your thoughts and experience.

Invest remaining 20% in etf's when there is a dip but not in stocks... unless its for short term to catch boom like Tesla.. 

 

I feel ur cousin is correct abt Tesla feels its a bubble gg to blast...

[Vaampire]

Ee bull market lo 9% ey up antey.. ur approach failed big time.

blind gaa apple lo pettina 30% increase undedhi..

 

this is the best year for me in terms of trading.. its multiple times greater than my previous best.

[Vaampire]

I have bag full of amzn. I somehow feel amazon has very little room to grow.

apple, fb, goog have more upside in my opinion. Amd nvda may run for another year before setling down

[siva604]

4 hours ago, Lorry_Driver said:

TL;DR: Don't go for individual stock picking. Just stick with ETFs.

So this year I followed the market very closely, read financial blogs/reddit and played with my IRA account which had around 100K (roll over from previous employer).

Kept 20% in cash to take advantage of any dips, rest all in individual stocks. There are some very good performing stocks like AAPL and TSLA. There are also duds like FVRR and ROKU.

So today I checked my YTD gain, it is just 9% 😭

Instead of spending time in market research, buying/selling, if I had just put all the money in any of these ETFs (or a mix of them), my gains would have been at least 30%.

VTI: 27%
QQQ: 30%
SPY: 30%
TQQQ: 98%

My cousin who is 15 yrs elder than me always suggests to go with ETFs (80% of the portfolio) and put the rest in stocks like AAPL/MSFT/AMZN/GOOG. He is dead against TSLA though 🤷‍♂️. I always followed his suggestions in investing, personal finance, home buying etc but this year went for individual stock picking and failed.

So planning to re-balance my portfolio and stick with 80% ETFs (just SPY+QQQ) and 20% equally in AAPL/MSFT/AMZN/GOOG.

Please share your thoughts and experience.

Blue chip stocks had a good run this year. Could you please post your stock picks?

I was greedy and invested in a biotech stock called AYTU and lost $45,000 [Realized loss] and another biotech stock OPGN [ Negative $35000, not realized yet]. So if you choose odd stocks the chances of growth are less. 

[pandemkodi]

36 minutes ago, Vaampire said:

I have bag full of amzn. I somehow feel amazon has very little room to grow.

apple, fb, goog have more upside in my opinion. Amd nvda may run for another year before setling down

If you have more than 100 try selling covered calls . This bitch won’t move 

[pandemkodi]

5 hours ago, Lorry_Driver said:

TL;DR: Don't go for individual stock picking. Just stick with ETFs.

So this year I followed the market very closely, read financial blogs/reddit and played with my IRA account which had around 100K (roll over from previous employer).

Kept 20% in cash to take advantage of any dips, rest all in individual stocks. There are some very good performing stocks like AAPL and TSLA. There are also duds like FVRR and ROKU.

So today I checked my YTD gain, it is just 9% 😭

Instead of spending time in market research, buying/selling, if I had just put all the money in any of these ETFs (or a mix of them), my gains would have been at least 30%.

VTI: 27%
QQQ: 30%
SPY: 30%
TQQQ: 98%

My cousin who is 15 yrs elder than me always suggests to go with ETFs (80% of the portfolio) and put the rest in stocks like AAPL/MSFT/AMZN/GOOG. He is dead against TSLA though 🤷‍♂️. I always followed his suggestions in investing, personal finance, home buying etc but this year went for individual stock picking and failed.

So planning to re-balance my portfolio and stick with 80% ETFs (just SPY+QQQ) and 20% equally in AAPL/MSFT/AMZN/GOOG.

Please share your thoughts and experience.

Spy safe bet or aapl leaps 

[yemdoing]

41 minutes ago, siva604 said:

Blue chip stocks had a good run this year. Could you please post your stock picks?

I was greedy and invested in a biotech stock called AYTU and lost $45,000 [Realized loss] and another biotech stock OPGN [ Negative $35000, not realized yet]. So if you choose odd stocks the chances of growth are less. 

45K ante how big is portfolio ?

[Vaampire]

18 minutes ago, pandemkodi said:

If you have more than 100 try selling covered calls . This bitch won’t move 

@pandemkodi q1 lo thisestha. Inka ekkuva unnayi. Have been buying since 1000