savings account has 100k, where to keep money for better interest rate?

[naranjaX]

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[naranjaX]

There are multiple options... If you want to stick to the conventional savings accounts you can look at banks like affirm that gives you upto 0.65% APY or you can also look at some non-conventional high yield strategies such as investing in stable USD at places like Block Fi that provides around 9% APY ... crypto.com also has similar offerings with a better APY but is a little convoluted to invest compared to Block Fi .... thirdly I also like investing into ETFs as long term strategy pick the ones that have historically good returns and possibly dividends .... you can refer to websites like Yahoo Finance  that will give you historical performance of the ETFs ... another is to look at companies like Worthy that offer bonds at 5% APY... you can also look at companies like Fundrise that gives you access to private real estates at low entry fees ... last but not the least dont shy away from investing in crypto as well along with conventional stocks 

Overall dont put all your eggs in single basket 

[phatposts]

On 1/1/2022 at 11:30 PM, nijamena said:

invest in Treasury bonds. 3 - 5% workout  avvuddi.

 

Other option is to invest in Inflation Protected Bonds. 

this term (6 months) TBonds are 7%

[phatposts]

Main question is - how soon do you need access to that money?