Hospital bill

[DesiPokiri]

26 minutes ago, BReBeL said:

Max out of pocket ekkuva r undi bro kani edo private treat mente née plan lo cover avvavu avi antunaru 

First in network undha ani chusukovali bro aa specialist, appudu cheyinchukovali surgery. Follow it next time or else you have to pay more than out of pocket max

[DalchanChekka]

7 minutes ago, lachi said:

same question naaku vachindi. ento konta vuntadi akda max outof pocket?

mari 27.5K ayite vundadu.

out of pocket limit aipoyaka kuda insurance covers 80% or less depends on our monthly payment kada.

Bill 1000's lo osthe even 20% becomes huge. Out of network aithe insurance wouldn't cover that 80% too

[jiggubhai]

3 hours ago, BReBeL said:

What are the possibilities if we are not willing to pay medical bills coming to us ? I know they will sent out to collections department . What would happen if we keep ignoring them too? Please give your insights on this! Thank you friends

depends on your situation bro.. if you are planning to move to India in the next few years, you can ignore.. otherwise, better to pay or negotiate with hospital

[rmJU72]

A colleague of mine had a large bill due to his mother having a heart attack. He approached one of Bill Gates’s charities and they paid it.

So my advice is to try the well known charities too for help.

Not sure if the charities work when the bill already went to collections. You might have to involve them when then bill is still with the hospital.

[DesiPokiri]

23 minutes ago, raj2909 said:

I also had same scenario in 2020, lots of hospital bills, so i spoke accounts team and told i will pay in short amounts of 250/month and they agreed to it, they requested i setup a automatic payment plan and i did that.

So every month i pay 250 and i am doing that from past 2 years and based on the bills that are being accumulated(for after visit and labs) it looks like i have to run the payment plan for next 10-15 years.

 

Sad bro, hope you get some good billing in your future projects to pay it off soon and see urself in brighter side 

[BReBeL]

1 minute ago, jiggubhai said:

depends on your situation bro.. if you are planning to move to India in the next few years, you can ignore.. otherwise, better to pay or negotiate with hospital

Ledu bro ikkadne unta for next years or so , I will check with hospital for payments thanks bro

[BReBeL]

3 minutes ago, DalchanChekka said:

out of pocket limit aipoyaka kuda insurance covers 80% or less depends on our monthly payment kada.

Bill 1000's lo osthe even 20% becomes huge. Out of network aithe insurance wouldn't cover that 80% too

Ade chepthunaru bro out of network ani

[BReBeL]

1 minute ago, rmJU72 said:

A colleague of mine had a large bill due to his mother having a heart attack. He approached one of Bill Gates’s charities and they paid it.

So my advice is to try the well known charities too for help.

Not sure if the charities work when the bill already went to collections. You might have to involve them when then bill is still with the hospital.

I will check bro thank u so much 

[DesiPokiri]

3 minutes ago, DalchanChekka said:

out of pocket limit aipoyaka kuda insurance covers 80% or less depends on our monthly payment kada.

Bill 1000's lo osthe even 20% becomes huge. Out of network aithe insurance wouldn't cover that 80% too

Generally if you reach outofpocket max insurance will pay literally everything. That’s what outofpocketmax word means

[BReBeL]

I will check with hospital again to see if they can give me any exception or reduce bill to some extent and increase time line for payments…chala valuable suggestions icharu meeru thank u for your time 🙏🏻👍

[BReBeL]

Just now, DesiPokiri said:

Generally if you reach outofpocket max insurance will pay literally everything. That’s what outofpocketmax word means

Crc naku ade correct ga artham ayelaga  ga cheppandi ani adgina bro insurance valani they r saying some of the things that r done r 0% covered ani chepthunaru

[DesiPokiri]

Just now, BReBeL said:

I will check with hospital again to see if they can give me any exception or reduce bill to some extent and increase time line for payments…chala valuable suggestions icharu meeru thank u for your time 🙏🏻👍

Good luck bro, try financial assistance application, in that they will contact alla charities and federal funded charities too, if that didn’t help, try the bill gates foundation as someone mentioned here

[lachi]

6 minutes ago, DalchanChekka said:

out of pocket limit aipoyaka kuda insurance covers 80% or less depends on our monthly payment kada.

Bill 1000's lo osthe even 20% becomes huge. Out of network aithe insurance wouldn't cover that 80% too

yea , got it. it is literally a medical mafia.

 

[lachi]

8 minutes ago, BReBeL said:

Nadi

same… to insurance I told I will sue them …they said u can proceed … everything they are saying it’s not in network private ani

too much. out of network ani inka edo ani, dochukuntaru bills.

[DesiPokiri]

Just now, BReBeL said:

Crc naku ade correct ga artham ayelaga  ga cheppandi ani adgina bro insurance valani they r saying some of the things that r done r 0% covered ani chepthunaru

Always check in network and outofpocketmax amount and if you check those two you are fine. Also, call your insurance to send you the list of all in network urgent care, emergency, dental and specialist providers in ur area. They will provide you the list. Normally if you take aetna cigna or bcbs they will cover almost 90 percent of hospitals , so prefer their insurance