Anna idi chusara..interest rates..

[veerigadu]

20 minutes ago, ForEverJava said:

Okay good luck bro..first part u learned about rates u leanred..second part rates not going down in big cities u will learn for good quality homes in good school district i mean u learn that also soon..

Bid chesiii pogutuuukovadammm kanteee interest rate peragadammm less risky emo. You can always refinance for a house of your choice… eee bidding lo inspection lekundaaa theesukuntunnaruuu janaluuuu that’s kvpppp 

[TrishaManiac]

3 minutes ago, ForEverJava said:

Well said bro..it's bitter truth which many ppl not ready to accept..

ok 

[terminator_desi]

5 minutes ago, ForEverJava said:

Okay bro according me appatiki Maa pillalu peddagaipotaru..neeku small kids unte may be u can wait..hopefully I pray God u get what are looking for..but atleast need to unnollaki misguide cheyyaku..

I am not misguiding anyone bro.Just na opinion cheptunna.I clearly mentioned that I have saved enough cash to make 70% down payment and waiting for demand to go down and avoid bidding and not worried about interest rates since my loan amount will be very less

[r2d2]

let it crash.. we have cash…😀

[nokia123]

1 hour ago, ForEverJava said:

@terminator_desi 

@Gaali_Gottam_Govinda

 

Interest rates lu chisrra..monna chepte edo fomo ani neeligirru kada..summer varaku 7 daka poyettu unnai.. evadanna konakunda Mee lanti valla matalau Vinte govinda govinda..

 

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Average rates

Mar 21, 2022

 

30-yr fixed

 

5.034%

 

15-yr fixed

 

4.006%

 

10 / 6 ARM

 

5.141%

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aallu septhe ninnu evadu baa vinamannadu...neeku clarity undale gadha.

[Guest]

Yentha perigina thaggedele antunna db ankuls

[veerigadu]

45 minutes ago, ForEverJava said:

Well said bro..it's bitter truth which many ppl not ready to accept..

Anna. Nuvvu interest rates mathram peruguthayiii demand and prices mathram alage untadhi ani expect sesthunnattunav.....It wont work like that. 

[Kalam_Youtheman]

53 minutes ago, terminator_desi said:

read my message properly bro.Demand tagginaka illu konukoni future lo interest rates taginapudu refinance chesukovachu antunna.30 years varaku ave rates untayi ani guarantee ledhu.

demand thaggadam anedhiii undaadhu bro... interest rates thakkkuva unnayee ani sellers avsaaramu lekpoyinaa illu ammesthunnaruuu and donwgrade avthunnnaruuu to make money and buyer 2.5 2.7 interest malli raaavu ani telsu... FED kuda already annadhii pandemic malli vasthe thappa rates thaggavuu ani.. max u can see is around 4% interest min this year and may go high but at the same time market lo illu undaaavuu unnnaaa neeeku low zestimate ki ammmaruuu..

eeee lopalaaa kids ki school lo alresdy joined and no way to transfer them to different good schools....

 

if school district is thooppp I would suggest buy the house now itself when rates are low.. kids unte matram oka 15 yrs varaaku u will not move ..elem middle and high

think about it... nuvvu evvaro bubble annaru ani avnuu kadha anukovadhhuu.. if your situation needs home go and buy else stay put... but defnt market will not be low esp rates and high home prices for sure coz demands vs supply

[Kalam_Youtheman]

56 minutes ago, veerigadu said:

Bid chesiii pogutuuukovadammm kanteee interest rate peragadammm less risky emo. You can always refinance for a house of your choice… eee bidding lo inspection lekundaaa theesukuntunnaruuu janaluuuu that’s kvpppp 

em less risky bro u will end up paying 1k more for 1% if its million dollar home...

ento manam... gorre etu pothe ate alochisthaam...

[ForEverJava]

11 minutes ago, Kalam_Youtheman said:

demand thaggadam anedhiii undaadhu bro... interest rates thakkkuva unnayee ani sellers avsaaramu lekpoyinaa illu ammesthunnaruuu and donwgrade avthunnnaruuu to make money and buyer 2.5 2.7 interest malli raaavu ani telsu... FED kuda already annadhii pandemic malli vasthe thappa rates thaggavuu ani.. max u can see is around 4% interest min this year and may go high but at the same time market lo illu undaaavuu unnnaaa neeeku low zestimate ki ammmaruuu..

eeee lopalaaa kids ki school lo alresdy joined and no way to transfer them to different good schools....

 

if school district is thooppp I would suggest buy the house now itself when rates are low.. kids unte matram oka 15 yrs varaaku u will not move ..elem middle and high

think about it... nuvvu evvaro bubble annaru ani avnuu kadha anukovadhhuu.. if your situation needs home go and buy else stay put... but defnt market will not be low esp rates and high home prices for sure coz demands vs supply

This is my exact point if u r just married or kids lekunte or investment home ite okay 7 or 10yrs wait chesi konedi unte okay rmo adi kooda doubt ee. But I am talking about ppl who need to send kids to school need home this year or next year are in soup..

[Fish]

1 hour ago, terminator_desi said:

@ForEverJava Actually I am very happy with these increasing rates bro.Buyer demand drastically taggipotundi and  I dont need to pay  million dollar for a 700k home with bidding over asking price.I have saved enough cash to afford 70% down payment on a 500k home.I will happy buy homes at a lower price after one year when supply chain is fixed.Also interest rates forever high lo undavu defintely after 5 years or so taggutayi appudu refinanace chesukovachu.I dont want to be a part of this FOMO at this point of time and make a stupid decision of buying homes at overhyped prices.

Well said 

[Fish]

1 hour ago, Moon_Walker said:

I told multiple of my friends to lockin rates by paying a fee for next 6 months to 1 year. Not sure if they did but it will be tough situation while closing homes in next few months.

Emundi they will drop out anthe 

[Moon_Walker]

Just now, Fish said:

Emundi they will drop out anthe 

I dont know what to say but one of my friend is excited for the new home closing in July but he did not yet lock in the rate. He was waiting from years and just booked house recently at a higher price. Their budget is tight and even if 1% interest rises its going to be a game changer for them.

[Sonu_Patel]

19 minutes ago, ForEverJava said:

This is my exact point if u r just married or kids lekunte or investment home ite okay 7 or 10yrs wait chesi konedi unte okay rmo adi kooda doubt ee. But I am talking about ppl who need to send kids to school need home this year or next year are in soup..

apartments lo unnollu kuda schools ke pamputunnaru.. It is not worth it to bid the home in the FOMO situation... Its better to rent and save money/invest to make a higher down payment later rather than bidding for homes which are already over priced. 

[MiryalgudaMaruthiRao]

1 hour ago, r2d2 said:

let it crash.. we have cash…😀

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