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second jobu payments ela thesukuntaru


ramram58

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12 minutes ago, no01 said:

loan ki apply chesthe, they will check your last few months of history kada...how did u manage to get downpayment kuda chustharu kada. I know cash is accepted, but ah dabbu source enti ani adigithe?

Loan Niki apply chey bro , you have a job and you ll get approved. But down payment ki you can simply pay half the cash or cashiers check and half the bank check, who will ask?  Dont get feared of everything 

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1 hour ago, phatposts said:

On EAD - yes. 

Also check the conditions from the 1st job. Most FTE jobs dont allow 2nd job as per agreement. Dorikite pedda mess. 

H4 ead? And how they know?

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2 hours ago, phatposts said:

On EAD - yes. 

Also check the conditions from the 1st job. Most FTE jobs dont allow 2nd job as per agreement. Dorikite pedda mess. 

Idem twist 

fte lo alanti clause okati untada? 

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On the same boat brother..

My wife ki H4-EAD apply chesam first time 4 months and still no response.

after asking so many folks I decided to run the payroll.

For Eg: previous ga 5k run chesthunde first job meda ipudu inkoka 5k second job run chepisthuna. Higher salary which means you'll be in higher bracket and high chances for banks to give loans, no issue with uscis.

migilina mount end of the year bonus run chepichko. ne dabbulu neku ostayi why other alternatives pote poynayi tax paisalu

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3 hours ago, ramram58 said:

buying home antha legal ee kada. ela cash tho manage chestaru?

cash emundi easy spend cheychu 

Daily Expenses pay only by cash don’t use cards , kids unte day care bill etc etc modatlo kastha ibbandi untademo but you will get a hang of it 

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7 minutes ago, Tofu said:

Idem twist 

fte lo alanti clause okati untada? 

any kind of FTE dont allow for 2nd job. How heavily is it enforced - it is a slippery slope. Kaani FTE lo 2nd job is a usual no-no.

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3 hours ago, phatposts said:

Few options I know. 

1. Run as part of your payroll as quarterly bonus. Bonus ki run aina portion appatiki tax ekkuva cut avtundi. Kaani end of the year lo this bonus gets added to your income and taxes will be handled according to your AGI. Nee tax bracket bonus % kanna takkuva unte you get that amount back. Very clean and simple. 

2. If spouse is not working or makes less money - explore options to run portion of the money in her name. Employer should support for this. 

3. Same as 2 but someone other than spouse. Family member, OPT friend etc. It is trust based as you will be paying their share of taxes and year end filing. Lowers your tax bracket. Kaani trust, relationship etc all come into play. 

4. If Spouse has EAD, open an LLC in his/her name. Send invoice to your employer for "consulting services". Employer pays that to the company (in spouse's name). You maintain the company, pay taxes (including payrol taxes) and file taxes. Kaasta overhead work ekuva, kaani correct gaa implement cheste perfect option idi. Again needs employer's wilingness. 

Inka next anni galeej options

5. Taxes anni katti, employer ki % ichi - 50c (or whatever rate) on the dollar prakaram India lo cash teesukovatam. 
India lo cash proper gaa use chesukogaligithe this is OK. Ala kaakund, India lo unna money venakki teeleka akkada oka thokkalo apartment investment ki  konukkune laaga aithe idi oka worsssssssst option IMO.

6. Idaithe beebhatsamaina galeez vyaparam
Some employers bought barren/undeveloped/farm lands for cheap (under $30k per acre). They will "sell" you that land for $80-$100k per acre. Daaniki oka exit strategy, ability to transfer ownership etc. ilanti logical options emi undavu. Idi maatrame option ante 2nd job lite teesukuni chill avvadam best. 

 

My top preference is #4, then #1, #2, #3

Wow

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