Financial experts... advise needed

[Ara_Tenkai]

1 hour ago, psycopk said:

Ee earnings aaina tarwata aapl down avudi… motham tesuku poi dantlo invest chesi forget about it for 2-3 years

Ammo entire savings stock marketlo pettatama… no way

[pandemkodi]

Try I bonds inflation tho match chestaru 

down side is only 10k per person 

[former]

6 minutes ago, pandemkodi said:

Try I bonds inflation tho match chestaru 

down side is only 10k per person 

Minimum 1Yr lock period and if you withdraw before 5 yrs latest 3 months interest poyidi but better than Savings account. 

Immediate liquid ayithe Savings Account or iBonds if 1 Yr hold

[former]

12 hours ago, dasari4kntr said:

See this chart…right now it is 8T…it will correct upto 5T…

After 2020 stock market gone crazy..no value or fundamentals of any stock…some WSB gamestop retards or elon ..etc drive the market till now…just using social media…but thats not stock market…

market is getting correct itself now…back to the fundamentals… 

there will be a great reset…

 

@dasari4kntr Good Info. I guess you must be better investor than me. Here are my 2 cents.

DCA might be best for some of the accounts like 401K or IRA or HSA so these are long term.

Taxable Brokerages ayithe Quarterly invest cheyyochu in Dividend funds. I am failure in single stock picks. So trying to build between some Dividend funds.

[Pandubabu]

1 hour ago, dasari4kntr said:

Emo bro…nenithe ee time lo invest cheyyanu…lot of chaos…

i am not simple using the word great rest…

https://en.m.wikipedia.org/wiki/Great_Reset

 

 

Don't go by db economists bro. Listen to Warren buffet and jack Bogle ..buy broadly diversed index funds ..and lot of time  the charts are more like astrology.

Listen to r/bogleheads, r/personalfinance on reddit . 

Also may be "moneyguy" show on YouTube. 

If you still have same opinion,  that is fine..

[Pandubabu]

41 minutes ago, Ara_Tenkai said:

Ammo entire savings stock marketlo pettatama… no way

Need not be all on single stock . Buy index funds if you don't need money for >5 years .have emergency fund in cash/cds for 6 months - 1 year.

Anything more than that having in a savings accounts with no direction would be the most foolish thing. 

Like a great man said , your money should compound when you are sleeping.

[Pandubabu]

14 minutes ago, former said:

@dasari4kntr Good Info. I guess you must be better investor than me. Here are my 2 cents.

DCA might be best for some of the accounts like 401K or IRA or HSA so these are long term.

Taxable Brokerages ayithe Quarterly invest cheyyochu in Dividend funds. I am failure in single stock picks. So trying to build between some Dividend funds.

I dont know if you should focus on dividend funds.  They are very tax inefficient .unless you are looking for passive income / retired, no reason to focus on them

[former]

9 minutes ago, Pandubabu said:

I dont know if you should focus on dividend funds.  They are very tax inefficient .unless you are looking for passive income / retired, no reason to focus on them

They are some tax efficient Dividend funds are exists.