401(k) - investments

[MysoreJackson]

Do you guys leave default chosen assets, such as Vanguard 2040, or do you manage and update your investments on a regular basis, such as selecting mid-cap/large cap stocks or bond selections?

[Yuvasamudram]

Naaku kuda ee info kaavali bro... LTT

[1969]

6 minutes ago, Yuvasamudram said:

Naaku kuda ee info kaavali bro... LTT

+69

[galiraju]

10 minutes ago, MysoreJackson said:

Do you guys leave default chosen assets, such as Vanguard 2040, or do you manage and update your investments on a regular basis, such as selecting mid-cap/large cap stocks or bond selections?

I usually choose high/moderate risk. that is all. based on my age i chose high risk for now. However, I usually look at end of the year statement though

[BommaliNinnodhala]

11 minutes ago, MysoreJackson said:

Do you guys leave default chosen assets, such as Vanguard 2040, or do you manage and update your investments on a regular basis, such as selecting mid-cap/large cap stocks or bond selections?

I have@Thokkalee401k match at my company — no idea bro — 

[Thokkalee]

28 minutes ago, BommaliNinnodhala said:

I have@Thokkalee401k match at my company — no idea bro — 

[BommaliNinnodhala]

3 minutes ago, Thokkalee said:

Ni @Thokkalee followers lo oka @Thokkaleefan ni bro 

[manadonga]

1 hour ago, MysoreJackson said:

Do you guys leave default chosen assets, such as Vanguard 2040, or do you manage and update your investments on a regular basis, such as selecting mid-cap/large cap stocks or bond selections?

I moved much growthe index funds 

oka 4 top funds loki divide chesi vesanu 

2040 and 2050 are waste man ledd apprsial for longer term if it is last 10 yrs you can choose safe bet 

[Swatkat]

37 minutes ago, Thokkalee said:

[phatposts]

Low cost fees, split between large, mid and bonds. 

I follow 40/40/20 between Large/Mid/Bonds

Young and aggressive aithe Bonds tagginchesi motham market lo petteyyi. As age progresses rebalance the portfolio. 

Active management cheyyaddu. 

I am not a fan of target year funds as 401K is not my only retirement instrument. 

[BommaliNinnodhala]

8 minutes ago, phatposts said:

Low cost fees, split between large, mid and bonds. 

I follow 40/40/20 between Large/Mid/Bonds

Young and aggressive aithe Bonds tagginchesi motham market lo petteyyi. As age progresses rebalance the portfolio. 

Active management cheyyaddu. 

I am not a fan of target year funds as 401K is not my only retirement instrument. 

Nevu young kaada bro—

[phatposts]

2 minutes ago, BommaliNinnodhala said:

Nevu young kaada bro—

age is relative. naaku kaasta bhayam ekkuva. so oka 20% bonds lo pettesa. thats what makes me feel better sleep at night

[nijamena]

Target date funds choose risk.

 

If you are too close to retirement, they shift all the money to less risky if you are far from retirement like 2040 etc they invest aggressively.

 

They are low cost funds. Expense ratio is very less.

 

I personally choose S&P 500 50% and target date 50%

[Vaampire]

I am usinh blooom. Moderake risk ani pettina

[rahul12]

s&P