Tillu143 Posted November 17, 2022 Report Share Posted November 17, 2022 Do we need hospital indemnity plan if we have insurance already? How does it work different to insurance Quote Link to comment Share on other sites More sharing options...
VakeelSab Posted November 17, 2022 Report Share Posted November 17, 2022 Medical and hospital coverages are two different plans. Hospital indemnity plan is for all coverage costs in the hospital for treatment, admission and surgeries. Hospital indemnity and critical illness are two separate coverages 🙄. how much are you paying for a monthly Quote Link to comment Share on other sites More sharing options...
Tillu143 Posted November 17, 2022 Author Report Share Posted November 17, 2022 $10 for hospital indemnity Quote Link to comment Share on other sites More sharing options...
LungiLingaraju Posted November 17, 2022 Report Share Posted November 17, 2022 You need to stay atleast 8 hours in hospital for any procedure to qualify … daughter was in there for 4-5 hours .. and we did not qualify .. 3-4 k bill 2 Quote Link to comment Share on other sites More sharing options...
Tillu143 Posted November 17, 2022 Author Report Share Posted November 17, 2022 @lungilingaraju good to know. I think this would be beneficial if we have surgery, serious illness and for pregnancy for women. Quote Link to comment Share on other sites More sharing options...
appaji_pesarattu Posted November 18, 2022 Report Share Posted November 18, 2022 i had this plan during my wife delivery and it will reimburse per day hospital cost upto certain amount... 1 Quote Link to comment Share on other sites More sharing options...
LungiLingaraju Posted November 18, 2022 Report Share Posted November 18, 2022 1 hour ago, Tillu143 said: @lungilingaraju good to know. I think this would be beneficial if we have surgery, serious illness and for pregnancy for women. Pregnancy, not sure .. talk to your provider before you enroll .. Quote Link to comment Share on other sites More sharing options...
AndhraneedSCS Posted November 18, 2022 Report Share Posted November 18, 2022 13 minutes ago, LungiLingaraju said: Pregnancy, not sure .. talk to your provider before you enroll .. We did it for Pregnancy and it works. 1 Quote Link to comment Share on other sites More sharing options...
Tillu143 Posted November 18, 2022 Author Report Share Posted November 18, 2022 3 hours ago, appaji_pesarattu said: i had this plan during my wife delivery and it will reimburse per day hospital cost upto certain amount... Will it be effective after insurance(after copay)or this is separate Quote Link to comment Share on other sites More sharing options...
AndhraneedSCS Posted November 18, 2022 Report Share Posted November 18, 2022 1 hour ago, Tillu143 said: Will it be effective after insurance(after copay)or this is separate This has nothing to do with insurance. THe one we took, they give $2000 for every hospitalization (24 hours?) and then add $200 for every day in the hospital. One day: $2000 + $200 2 days: $2000 + $200 + $200 up to 10 days Quote Link to comment Share on other sites More sharing options...
Tillu143 Posted November 18, 2022 Author Report Share Posted November 18, 2022 9 minutes ago, AndhraneedSCS said: This has nothing to do with insurance. THe one we took, they give $2000 for every hospitalization (24 hours?) and then add $200 for every day in the hospital. One day: $2000 + $200 2 days: $2000 + $200 + $200 up to 10 days Got it. Thanks Quote Link to comment Share on other sites More sharing options...
Tillu143 Posted November 18, 2022 Author Report Share Posted November 18, 2022 How hard is to submit the claim? I just came to know we need to use at least 10 months to use this coverage Quote Link to comment Share on other sites More sharing options...
.thumb.gif.343fe49c7e1c507ae0056326bd8cf77e.gif)
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.