Can’t sleep because of the financial stress and commitment

[Scurvy]

29 minutes ago, vamprie said:

🤣🤣 pichi munda

Chadivinava vadinj eskunnadu low iq guy adi idi ani triggered feminists.

[vamprie]

4 minutes ago, Scurvy said:

Chadivinava vadinj eskunnadu low iq guy adi idi ani triggered feminists.

Erri pushpalu 🤦‍♂️

[anna_gari_maata]

12 hours ago, quickgun_murugun said:

Iga avanni antey kashtam… skill penchukoni career lo growth chuskovatamay best route ! Middle class doesn’t have the luxury to quit jobs and relax until old age . 

there's only so much you can earn on H1

[rmJU72]

Many people in this situation now.
 

what’s the best solution for such people?

my ideas:

1. Keep 6mo buffer and invest rest in stock market

2. When market recovers start paying off mortgage until mortgage payment comes to 40% of monthly paycheck

3. Start investing amounts beyond that

big risk is obviously if economy goes down much further then this plan would suck

 

[rahulroy4u]

1 hour ago, rmJU72 said:

Many people in this situation now.
 

what’s the best solution for such people?

my ideas:

1. Keep 6mo buffer and invest rest in stock market

2. When market recovers start paying off mortgage until mortgage payment comes to 40% of monthly paycheck

3. Start investing amounts beyond that

big risk is obviously if economy goes down much further then this plan would suck

 

what do you mean by market recover ? is Dowjones close to all time high already?

[Telugodura456]

First world problems. she obviously has lot of options.

[tennisluvrredux]

This is a simple problem baa, memu kooda ide situation lo unde what I did was 

Rent 2 rooms in the house for Airbnb and another little portion to a bachelor guy(student). 

So maakunna 6 bedrooms la 3 rented 3 we stay in, the rent pays for 60% of our mortgage. 

Plus evenings and weekends I drive for Uber/Lyft for part time income. 

[Scurvy]

18 minutes ago, tennisluvrredux said:

This is a simple problem baa, memu kooda ide situation lo unde what I did was 

Rent 2 rooms in the house for Airbnb and another little portion to a bachelor guy(student). 

So maakunna 6 bedrooms la 3 rented 3 we stay in, the rent pays for 60% of our mortgage. 

Plus evenings and weekends I drive for Uber/Lyft for part time income. 

Bro ila family vunnapaudu rent ante pellam/gf cheap ga chustadi

[naughty15]

sell it..i think good time to sell ..analysts prediction will be down more after few months.

[tennisluvrredux]

6 minutes ago, Scurvy said:

Bro ila family vunnapaudu rent ante pellam/gf cheap ga chustadi

Tappadu baa intiki side ki inko gate kattincha so that room can be accessed from that gate, so they never get to see the rest of the house or who's living in it

[Scurvy]

10 hours ago, tennisluvrredux said:

Tappadu baa intiki side ki inko gate kattincha so that room can be accessed from that gate, so they never get to see the rest of the house or who's living in it

Hmm . Lucky for you baa if you got understanding wife

[Swatkat]

13 hours ago, tennisluvrredux said:

This is a simple problem baa, memu kooda ide situation lo unde what I did was 

Rent 2 rooms in the house for Airbnb and another little portion to a bachelor guy(student). 

So maakunna 6 bedrooms la 3 rented 3 we stay in, the rent pays for 60% of our mortgage. 

Plus evenings and weekends I drive for Uber/Lyft for part time income. 

Chi chi intha bhatuku bhatuki driver job weekends. Uncal chinchi 🤧 

[NotSoBusy]

On 12/1/2022 at 9:19 AM, Aquaman said:

Reditt lo post

 

My husband and I purchased a home in a hcol area on Sept 2022 and I feel stuck every day since then. Here is why:

1. We put 20% down payment which was about 80% of life savings. Now we have about 6 months of living expenses worth of money left

2. We are paying about 60% of our combined income. So if one of us loses their job then we will be eating out of pocket. Right now the remaining 40% is enough to live by but not really possible to put money aside.

3. Im not loving the home but I dont hate it either. It is livable. It requires some work but we put most of it off because we dont have enough money.

4. Im really worried about the recession. I think the house will lose its value and we will lose our lifesavings or stuck in this home for 15 years or so. We planned to stay in the house about 5-7 years but probably we will lose money during that time period

5. Last but not the least: I feel like I lost my freedom. Before this house I had a luxury to quit my job and enjoy life a little and come back to work. I have never done this but the possibility of it was enough for me to relieve from stress. Now that is gone. I’m also an immigrant and one of the main reasons to buy a house here was to make a long term investment. However I feel like I overcommitted to something Im not ready. I know that I will live here for at least 3 years but the rest feels blurry.

I have not been able to enjoy the home ownership since day 1. How do you deal with these feelings and stress? The idea of making the biggest financial mistake in my life and losing all our savings is really burdening me

 

can you pls share the link to the original post 

[Doola]

21 hours ago, LadiesTailor said:

simple ga American dream ante pay bills until you die…. That’s it amma 

[sri_sri999]

5 hours ago, Swatkat said:

Chi chi intha bhatuku bhatuki driver job weekends. Uncal chinchi 🤧 

nelantodee sumundram meeda aligadata. Manam chesi pani thappu kanapudu epani chesthe entii. Inni cheppavu nevvu athaniki oka dollar estava free ga. evadi back ade kadukovali vaadu chustunadu veedu emanukundadoo anukuntee back endi potundi