1 million life term insurance

[Jaggadonga]

On 1/2/2023 at 4:26 PM, pendurthi babu said:

Mine is 915 per year..5 years back aig lo teesukunna 35 year term..

Company details..... insurance amount. Medical exam needed?

[Jaggadonga]

On 1/2/2023 at 1:06 PM, megadheera said:

5 yrs back teesukunna for 1M paying 850 per year. 

Details pls..... Medical exam required? 

[megadheera]

1 hour ago, Jaggadonga said:

Details pls..... Medical exam required? 

Yes. I went through local agent

[Jaggadonga]

25 minutes ago, megadheera said:

Yes. I went through local agent

Thanks bhayya....medical test ante em check chesaru. Insurance enti 

[San_K]

3 hours ago, Jaggadonga said:

Medical exam required ah? Em check cheatharu medical exam lo?

Yes. Blood test main ga. 

[Jaggadonga]

1 minute ago, San_K said:

Yes. Blood test main ga. 

If you have cholesterol, diabetes, high blood pressure....will that affect your policy denial or premium amount? Just trying to understand what they mainly check for. I have high BP ~130-135  and LDL 108

 

[San_K]

4 minutes ago, Jaggadonga said:

If you have cholesterol, diabetes, high blood pressure....will that affect your policy denial or premium amount? Just trying to understand what they mainly check for. I have high BP ~130-135  and LDL 108

 

I think yes.. Underwriter will check all of them while writing a policy.

[Jaggadonga]

1 minute ago, San_K said:

I think yes.. Underwriter will check all of them while writing a policy.

Thanks

[pendurthi babu]

On 1/30/2023 at 9:32 AM, Jaggadonga said:

Company details..... insurance amount. Medical exam needed?

Aig ..1 M$..medical examm.. yes

[chantigaduUS]

On 1/2/2023 at 12:06 PM, megadheera said:

5 yrs back teesukunna for 1M paying 850 per year. 

why do you guys take life insurance?? most employers have basic life insurance right..you can do enhanced Life insurance thru employer for little dollars

[chantigaduUS]

On 1/2/2023 at 11:46 AM, Googlie said:

35 years ki 1 million life insurance enta vuntundi premium per month? 
 

aig lo quote tesukunte $130 per month ani cheptunadu for 30 year’s time 

 

chala ekkuva anipinchindi 

costs inte vuntaya 

throw some light please 

nee employer benefits lo check cheyi..most decent size and big  employers give based life insurance..for additional little dollars you can get enhanced coverage

[MPSBC]

45 minutes ago, chantigaduUS said:

why do you guys take life insurance?? most employers have basic life insurance right..you can do enhanced Life insurance thru employer for little dollars

Because life insurance with employer will get lapsed once employee moves out. 

[megadheera]

7 hours ago, chantigaduUS said:

why do you guys take life insurance?? most employers have basic life insurance right..you can do enhanced Life insurance thru employer for little dollars

If you stick with same employer till 60 years age then it is ok. But if you change your job  at the age of 40 then you have to pay more dollars to get through employer or outside 

[Jaggadonga]

7 hours ago, chantigaduUS said:

nee employer benefits lo check cheyi..most decent size and big  employers give based life insurance..for additional little dollars you can get enhanced coverage

Our company provides basic insurance for 120k. I can have another 120k. But I feel that amount is not enough to your family if something happens to you in mid 40's