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Medical debts won’t appear in credit scores starting from Jan 2023 if they are paid or under 500


DesiPokiri

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  • As of July 2022, paid medical debt no longer appears on consumer credit reports. 
  • Starting in 2023, medical debt under $500 won’t be included on consumer credit reports.
  • Beginning January 2023, VantageScore® 3.0—which is monitored by CreditWise—will no longer include medical debt in credit score calculations.
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