Moved 50 % of 401k to stable bonds fund

[capitalist]

1 hour ago, nag said:

3.5% per year returns icche fund enti Capitalist ?

Ma company fund for employees. 

Every quarter change avutadi aa APR. Some formula based on Treasury rates etc.

[nag]

10 hours ago, capitalist said:

Ma company fund for employees. 

Every quarter change avutadi aa APR. Some formula based on Treasury rates etc.

Who is your 401k provider ? Fidelity lo aithey Cash instrument around 1% APR istadhi.  Can you please mention the TICKER symbol here ?

[capitalist]

17 minutes ago, nag said:

Who is your 401k provider ? Fidelity lo aithey Cash instrument around 1% APR istadhi.  Can you please mention the TICKER symbol here ?

Empower, but ee fund employer specific fund only for emplyees. 
 

my parent company is insurance/retirement company.

[nag]

18 minutes ago, capitalist said:

Empower, but ee fund employer specific fund only for emplyees. 
 

my parent company is insurance/retirement company.

I know bro ..fund instruments are employer specific ..but again .. Empower or Fidelity has to offer those instruments to the employers. Do you mind giving the Ticker name here ?

[capitalist]

PESP Fixed Rate Fund

[pandu123b]

na previous 401k empower retiresmaet, “General Account” ani untadi which gives 3% fixed like savings account 

[Sambavami yugeyuge]

On 2/6/2023 at 7:05 PM, SwamyRaRa said:

Suggest some funds 

VT, VTI,VTSAX or ant other s&p 500 or total market index funds. 

[SwamyRaRa]

58 minutes ago, Sambavami yugeyuge said:

VT, VTI,VTSAX or ant other s&p 500 or total market index funds. 

Ok

[iddaritho]

Don’t time the market , time in the market is important , moved profits to VTI and consumer staples this week 

[dasari4kntr]

On 2/2/2023 at 3:46 PM, Aamphat said:

nakenduko ee rally toophan vache mundhu akasam prasantamga untadi type la anipistunsdi. 

carful bro..once you move these funds to cash bonds....its hustle to bring back to investment/retirement bonds...

[Netflixmovieguz]

2 hours ago, dasari4kntr said:

carful bro..once you move these funds to cash bonds....its hustle to bring back to investment/retirement bonds...

Elaborate bro 

[dasari4kntr]

16 hours ago, Netflixmovieguz said:

Elaborate bro 

i tried this…in 2020…i had lot of technical issues while moving back to retirement bonds…some restrictions were not allowed me…i had to call the customer care..but they put you on hold for hours…without luck…

after long time i got success…

thats why i said hustle….may be this is depending on vendor…

[Aamphat]

On 2/2/2023 at 2:46 PM, Aamphat said:

nakenduko ee rally toophan vache mundhu akasam prasantamga untadi type la anipistunsdi. 

Moved 15% back to s&p index fund. escaped 7% loss. 

[pandu123b]

23 hours ago, Aamphat said:

Moved 15% back to s&p index fund. escaped 7% loss. 

bro

move it back to stable fund

looks like recession is confirmed

[raccharambola]

On 2/2/2023 at 3:46 PM, Aamphat said:

nakenduko ee rally toophan vache mundhu akasam prasantamga untadi type la anipistunsdi. 

why 50%, move everything there is going to be a big bubble pop soon