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Health Insurance after layoff


Codemonkey

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11 hours ago, csrcsr said:

So for how long Cobra can be continued anna ?? For that year?

180 days anukuntunna anna. But its freaking expensive. FT lo usually emoloyer contributes major portion. Adantha maname kattukovali. Contracting aithe 50-50 vintadi.

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10 hours ago, Moon_Walker said:

COBRA is 5 times expensive premium than regular insurance

corrrect. i am paying 2300$ per month. Ee month nunchi enroll chesanu. any alternatives?

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Check this link for explanation of benifits:

https://www.cobrainsurance.com/what-is-cobra-insurance/

You have to pay for employee and employer part of insurance, depending on you plan when you were termination. If you had a high deductible(HSA), no co-pay HMO plan, then it could be anywhere around $900 - $1500. If you have pre-existing conditions and low deductible PPO plan then your premium would be around $1600 - $2500.

You will have some time 45-60 days depending on your organizations severance package. Your coverage will be backdated even if you enroll on the last day. 

Best option is to find new employment and get the insurance through the employer.

Good luck!

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COBRA will be very expensive 

go for other services if you are single or married woth no kids yet until u find new job

thatbwould be cheaper 400-500 lo aipovali

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