Interest rates..

[Peruthopaniemundhi]

Home closing in 60 days. Best lender who is giving lower interest rates ?

[areyentiraidhi]

shop around

[JAMBALHOT_RAJA]

DCU

[k2s]

26 minutes ago, Peruthopaniemundhi said:

Home closing in 60 days. Best lender who is giving lower interest rates ?

1. Shop around: Get quotes from multiple lenders to compare interest rates and fees. Don't just rely on the interest rate, as some lenders might offer lower rates but have higher fees.

2. Check online lenders: Online lenders may offer more competitive rates and fees compared to traditional brick-and-mortar banks.

3. Consider local credit unions: Credit unions are known for offering lower rates than big banks.

4. Compare the annual percentage rate (APR): The APR takes into account not only the interest rate but also any fees associated with the loan. It gives you a more accurate picture of the cost of the loan.

5. Consider the loan type: Different types of loans may have different interest rates, so make sure you understand the differences and choose the loan that's right for you.

It's important to remember that interest rates can change frequently, so it's a good idea to get quotes from multiple lenders as close to your closing date as possible to ensure you're getting the best rate.

[Anta Assamey]

32 minutes ago, Peruthopaniemundhi said:

Home closing in 60 days. Best lender who is giving lower interest rates ?

Try Credit Unions ...

[manchulomajjiga]

18 hours ago, Peruthopaniemundhi said:

Home closing in 60 days. Best lender who is giving lower interest rates ?

Ippudu enduku vro ! Bayata paristutulu baledu kada ! Inko 3-6 months lo bebatsam ga padatayi antunnaru ! Koncham agi chusukokappyava

[Peruthopaniemundhi]

10 minutes ago, manchulomajjiga said:

Ippudu enduku vro ! Bayata paristutulu baledu kada ! Inko 3-6 months lo bebatsam ga padatayi antunnaru ! Koncham agi chusukokappyava

Asking for a friend bro.. bayata paristhi is different than what we actually see.. 

1. tech workers make 7% of totals workers. So, if all of the tech workers are laid off it doesn’t impact much. 
2. Tech companies are laying off only 10-20% of staff, main reason is because they hired because of fear due to ‘Great resignation’ and increased salaries to match inflation. 
3. desi folks are still doing 2-3 jobs/family and still earning good money and putting money in housing because stocks are not worth now.

4. There is still housing shortage in areas like Texas and North Carolina.

5. Trend in housing changed a lot. People used to wait for atleast 10years after coming to US for buying a house but now vachina 1-2 years and for students h1 vachina tharwatha immediately buying house.

6. For recession impact, it goes in this order. Banking>insurance>real estate>tech workers>automobile>Pharma>health care>hospitality>restaurants>manufacturing. But if you notice major layoffs are happening in tech, which is because they are just eliminating cream.

[manchulomajjiga]

8 minutes ago, Peruthopaniemundhi said:

Asking for a friend bro.. bayata paristhi is different than what we actually see.. 

1. tech workers make 7% of totals workers. So, if all of the tech workers are laid off it doesn’t impact much. 
2. Tech companies are laying off only 10-20% of staff, main reason is because they hired because of fear due to ‘Great resignation’ and increased salaries to match inflation. 
3. desi folks are still doing 2-3 jobs/family and still earning good money and putting money in housing because stocks are not worth now.

4. There is still housing shortage in areas like Texas and North Carolina.

5. Trend in housing changed a lot. People used to wait for atleast 10years after coming to US for buying a house but now vachina 1-2 years and for students h1 vachina tharwatha immediately buying house.

6. For recession impact, it goes in this order. Banking>insurance>real estate>tech workers>automobile>Pharma>health care>hospitality>restaurants>manufacturing. But if you notice major layoffs are happening in tech, which is because they are just eliminating cream.

Aithe looks like a safe plan investing in real estate 👍

[naughty15]

45 minutes ago, Peruthopaniemundhi said:

Asking for a friend bro.. bayata paristhi is different than what we actually see.. 

1. tech workers make 7% of totals workers. So, if all of the tech workers are laid off it doesn’t impact much. 
2. Tech companies are laying off only 10-20% of staff, main reason is because they hired because of fear due to ‘Great resignation’ and increased salaries to match inflation. 
3. desi folks are still doing 2-3 jobs/family and still earning good money and putting money in housing because stocks are not worth now.

4. There is still housing shortage in areas like Texas and North Carolina.

5. Trend in housing changed a lot. People used to wait for atleast 10years after coming to US for buying a house but now vachina 1-2 years and for students h1 vachina tharwatha immediately buying house.

6. For recession impact, it goes in this order. Banking>insurance>real estate>tech workers>automobile>Pharma>health care>hospitality>restaurants>manufacturing. But if you notice major layoffs are happening in tech, which is because they are just eliminating cream.

coming days banking layoffs..jpm already started to layoff

[manchulomajjiga]

42 minutes ago, naughty15 said:

coming days banking layoffs..jpm already started to layoff

Banking lo mana vallu vundaru ga

[Marsmangalodu]

20 hours ago, k2s said:

1. Shop around: Get quotes from multiple lenders to compare interest rates and fees. Don't just rely on the interest rate, as some lenders might offer lower rates but have higher fees.

2. Check online lenders: Online lenders may offer more competitive rates and fees compared to traditional brick-and-mortar banks.

3. Consider local credit unions: Credit unions are known for offering lower rates than big banks.

4. Compare the annual percentage rate (APR): The APR takes into account not only the interest rate but also any fees associated with the loan. It gives you a more accurate picture of the cost of the loan.

5. Consider the loan type: Different types of loans may have different interest rates, so make sure you understand the differences and choose the loan that's right for you.

It's important to remember that interest rates can change frequently, so it's a good idea to get quotes from multiple lenders as close to your closing date as possible to ensure you're getting the best rate.

Anna nuvvu chatgpt answers aapu anna idedo meme chuskuntam