Desi Comparision for Home Purchase

[matta_prabhu]

Dallas laa rent for 2bhk gone to 2k close so people buying homes just 1.5k extra ne ga 

[FrustratedVuncle]

41 minutes ago, Sonu_Patel said:

Dont get me wrong ... 

oka friend 2021 lo bought home for 600k with 2.5% interest rate and his monthly payments are around $3500 per month

If is sign the same house today - price will be 750K with 6% interest rate and my monthly payment will be around $6000 per month. 

Unable to decide.. Overthinking chestunna anni dobbakandi.. but i cant buy time anymore!

you can buy home. Find one around 500k.

[Complex]

23 minutes ago, Sonu_Patel said:

 

idi just matter of 2 years vayya... cant believe and digest it.

Accept the fact bro you missed the boat during 2020, but chala uncertainty and competition unde .  Affordability at 2% rate and 7% rate are very different. Discuss with your family and take wise decision.

Focus on getting high paying job and then buy it or else buy what you can afford now.

[kevinUsa]

26 minutes ago, Sonu_Patel said:

500k ki takkuva sft plans ostunnae

mee intlo enta mandi unataru ?

5k sft house tho em chestav eppudu 800 sft apt lo happpy gane unnav kada 

[Sonu_Patel]

3 minutes ago, FrustratedVuncle said:

you can buy home. Find one around 500k.

manchi school districts lo 500k ki ekada ostunnae ba

[terminator_desi]

45 minutes ago, Sonu_Patel said:

Dont get me wrong ... 

oka friend 2021 lo bought home for 600k with 2.5% interest rate and his monthly payments are around $3500 per month

If is sign the same house today - price will be 750K with 6% interest rate and my monthly payment will be around $6000 per month. 

Unable to decide.. Overthinking chestunna anni dobbakandi.. but i cant buy time anymore!

Quick question bro.I think earlier you mentioned that both you and your wife are working.Why don't you make more down payment like 40-50% so that your monthly payment is less.I am assuming you might have some savings 

[FrustratedVuncle]

27 minutes ago, Sonu_Patel said:

500k ki takkuva sft plans ostunnae

no widow crying please. man up. Ekkuva petti kontava leda compromise avtava.

Big mansion kavali 10yrs back prices lo kavali ante kudardu.

After 10yrs you know its definitely more than what it is today. So run your numbers and decide. 

[Sonu_Patel]

4 minutes ago, kevinUsa said:

mee intlo enta mandi unataru ?

5k sft house tho em chestav eppudu 800 sft apt lo happpy gane unnav kada 

4 ppl .. renting town home now.. rent is $2800 per month. 

[Karigipoyekalam]

10 minutes ago, Sonu_Patel said:

rents kuda gettiga perigae ba.. gatherings lo problem autundi.. poru padaleka potunna

mortgage calculator loki velli ne downpayment and housecost esi..first 2 years lo entha interest mingutundho okka lekka esuko 400k loan medha approximately okka 38k interest avutundi . so e interest ganaka ne rent kanna takkuva vunte illu koneseyi...ledu ante waiting is better...bokka lo gatherings okka 1-2 hours vuntayi..danikosam monthly 30 days emi gurinchi sleepless nights avassarama .

[Sonu_Patel]

3 minutes ago, terminator_desi said:

Quick question bro.I think earlier you mentioned that both you and your wife are working.Why don't you make more down payment like 40-50% so that your monthly payment is less.I am assuming you might have some savings 

not possible vayya.. last year travel expeses baga aeyaye.. kontha stock market lo dobbinchukunna.. 5% down ki money adjust authae

[FrustratedVuncle]

3 minutes ago, Sonu_Patel said:

manchi school districts lo 500k ki ekada ostunnae ba

school district manchiga unna houses taggatam chala kastam. they are the last ones to come down. 

Go for old houses like 20 or 30yrs old you will get for some discount. 

Put some price on your requirements. School bagundali, walkable lo manchi park, 5miles radius lo desi restaurants, curry point, indian stores kavali ani requirement unte put price how much you are willing for all of those. Because some desi already calculated and paying now for those communities. And it will be like that cause every year 2L students coming to USA so no daddy listening akkada. 

[Thokkalee]

18 minutes ago, Sonu_Patel said:

not possible vayya.. last year travel expeses baga aeyaye.. kontha stock market lo dobbinchukunna.. 5% down ki money adjust authae

5% down ki house konaddu.. especially a 750K home @6% interest … remember that you will have to pay this amount (6K) every month for the next 30 years.. you will end up putting most of your monthly income towards this home.. 

housing costs will only increase as the property taxes increase year on year.. home insurance almost double ayyayi in the last 2 years.. too much expensive vaa home maintenance.. handyman ni piliste min $200 ivvali on top of repair cost.. electricity and gas charges are high too.. 

[matta_prabhu]

Sign contract and wait 

interest rates down avthai 

jan lo 5 percent vunte Telugu tejalu tega konnaru Dallas la 

[Complex]

Just now, matta_prabhu said:

Sign contract and wait 

interest rates down avthai 

jan lo 5 percent vunte Telugu tejalu tega konnaru Dallas la 

sonu uncle ala kuda cheyatledhu ga

He is not ready to accept the fact and also not ready to sign ... he is like goda medha pilli right now. Confused as fcuk

time will heal

[matta_prabhu]

5 minutes ago, Complex said:

sonu uncle ala kuda cheyatledhu ga

He is not ready to accept the fact and also not ready to sign ... he is like goda medha pilli right now. Confused as fcuk

time will heal

321 buy down best uncle ki 

maa builder offering rate buy down after paying closing too