home buying is so stressful

[Mediahypocrisy]

9 hours ago, Variety_Pullayya said:

oka pakka financially its not a good time ani thelsina...too much pressure from family, friends .

there is a limit to how much time one can wait too.

not sure how ppl are buying in these conditions....when rates are so high and future outlook is  bad with rising interest rates.

home builders are keeping prices high with low inventory. material and labor costs are so high that builders themselves cannot go back to old prices even if they want to.

Ur talking about situation in Amreeka lona or adanistan lona?

[tokkalogola]

10 hours ago, Variety_Pullayya said:

oka pakka financially its not a good time ani thelsina...too much pressure from family, friends .

there is a limit to how much time one can wait too.

not sure how ppl are buying in these conditions....when rates are so high and future outlook is  bad with rising interest rates.

home builders are keeping prices high with low inventory. material and labor costs are so high that builders themselves cannot go back to old prices even if they want to.

Puli ni chusi nakka vatha pettukunte em avutadi bro ... dont go by others decisions .. its basic math buy if u can afford else relax . 

[tokkalogola]

8 hours ago, *Prince Charming said:

Very good advice bro, oka high paying job chooskunte ekkuva stress teeskune pani undadu. 

Kani job lo stress untadi 😂 so u will be living in the big house with job stress and now u are locked into the stress ful job to maintain your status 😊 so decide which stress is better . 

[Variety_Pullayya]

1 hour ago, Rushabhi said:

Last 1 year lo saved for 20% down along with some 6 months expenses. Intlo addesaaru. Okallaki job poyina comfortable ga pay cheyyagalagali ani. Ala ayithe rent ki equal ga undali. And old homes choosukovali. Old homes manchivi kooda takkuvaki dorakatam ledhu. Malli small homes kantiki aanavu 

interest rates are eating off any savings.  ikkada maa city lo aite prices penchukuntu pothunnaru.

[BommaliNinnodhala]

29 minutes ago, Variety_Pullayya said:

interest rates are eating off any savings.  ikkada maa city lo aite prices penchukuntu pothunnaru.

Which city man?

[*Prince Charming]

30 minutes ago, Variety_Pullayya said:

interest rates are eating off any savings.  ikkada maa city lo aite prices penchukuntu pothunnaru.

City ??

[TechSri]

Used houses kone process enti. 
 

do we need to contact attorney to make sure there is no legal issues or wife hubby fighting issues about the home? 
 

home inspector ni contact. 
 

ivi rendu cheste chala? Used homes kone process teliyadu

[hydusguy]

i donno people are behind buying houses.. like its a mandatory think..

before most of people ..no one was looking to buy house and happy living in apartments.

now it became minimum need

is it because

peer pressure

multiple jobs

i do not know.

when you are doubtful better to wait until u r comfortable

[Rushabhi]

1 hour ago, Variety_Pullayya said:

interest rates are eating off any savings.  ikkada maa city lo aite prices penchukuntu pothunnaru.

Same here. New and old homes both inventory low if looking in good school districts. Old homes ki kooda multiple offers

[Ravi860]

40% of AGI undali for mortgage ani antunnaru. I know it’s ideal but people who buying now are definitely paying more than that. Let’s say close to 50% due to high rates. Below 40% ravali ante one had to down loads of money.

If it’s high paying job mostly 1 biweekly paycheck gone and rest is for saving and other expenses. 

If someone going more than 50% it’s a big big red flag. That means your mortgage eating lot of your take home and less savings. Cities like Dallas, Austin, Raleigh, Charlotte and Atlanta lo konali ante. 2500 sqft home still more than 550 plus cheap lo cheap. 3000sqft ayithe more than 650 plus. 400k lo 1500-max 2000sqft is coming. That’s the reality now and sad truth. I started to realize e growth cities lo ayithe matram prices thaggavu… thaggina malli instant ga lesthai in future if Fed starts cutting rates. Idhi mostly mana Indians started and create chesina big mess. It is what it is. Plan accordingly what’s best for your individual situation. 

[Pandubabu]

13 hours ago, Sonu_Patel said:

 

Dont take too much pressure bro.. buy something that you can afford.. your mortgage payment should not exceed 25% of your net household salary. retrofit your requirements and buy a home which you can financially afford. 

Nee 3500 sq.ft emaindhi anna

[BommaliNinnodhala]

Educate cheyali man — un educate avvodhu household dialogues ki

[*Prince Charming]

To keep it at 25% of household income with a 3000+ sqft home in current market is highly impractical. 40% is reasonable and can be achieved 

[perugu_vada]

Don’t buy the home for the sake of others

own house aithene kadu kada .. rent ki theskuni  big house ni enjoy cheyochu .. just don’t stress out unnecessarily

if the budget is out of ur reach, illu konnaaka kuda enjoy cheyaleru .. ah stress tho