https://fortune.com/recommends/banking/the-best-1-year-cd-rates/     As banking matters develop, we will consider how they affect our stories. If we deem any changes to our stories appropriate we will note them. (Read our full methodology here.)   Whether you’re growing your savings for a long-term goal like retirement or looking to build a nice cushion for a goal only a year down the line, a certificate of deposit (CD) can be an effective savings vehicle to help you h