Anyone has Term Life Insurance in US?

[baabaa]

Bhayyas, anyone has term life insurance in US? Monthly $63 anta and $1.5 mil for 15 years. 

Ma buddavadu 8 years so vadiki 23 vastayi and he will be self sufficient by then. Any other angle to think before taking it? I understand at end of 15 years aa dabbulu [63*12*15=$11,340] anni waste but you do not take insurance to use it. Its for safety purpose.

[RunRaajaRun123]

2 minutes ago, baabaa said:

Bhayyas, anyone has term life insurance in US? Monthly $63 anta and $1.5 mil for 15 years. 

Ma buddavadu 8 years so vadiki 23 vastayi and he will be self sufficient by then. Any other angle to think before taking it? I understand at end of 15 years aa dabbulu [63*12*15=$11,340] anni waste but you do not take insurance to use it. Its for safety purpose.

For a span of 15 years 11k is nothing. 
On the other hand if something happens to u $1.5 million is very useful for your family.

[bulreddy]

6 minutes ago, baabaa said:

Bhayyas, anyone has term life insurance in US? Monthly $63 anta and $1.5 mil for 15 years. 

Ma buddavadu 8 years so vadiki 23 vastayi and he will be self sufficient by then. Any other angle to think before taking it? I understand at end of 15 years aa dabbulu [63*12*15=$11,340] anni waste but you do not take insurance to use it. Its for safety purpose.

what happenes after 15 years. i mean 15 years lo manam potene aa 1.5M vastayi kada. what if not ... (naaku idea ledu)
 

[bulreddy]

1 minute ago, bulreddy said:

what happenes after 15 years. i mean 15 years lo manam potene aa 1.5M vastayi kada. what if not ... (naaku idea ledu)
 

i think i got the answer.
If you've made it to the end of your term and you haven't died (let's hope this is the case), then typically one of two things happen: The policy will simply end and you'll no longer be covered, or your insurer may allow you to convert all or a portion of the policy into permanent life insurance

[Gorantlamdhav]

11 minutes ago, baabaa said:

Bhayyas, anyone has term life insurance in US? Monthly $63 anta and $1.5 mil for 15 years. 

Ma buddavadu 8 years so vadiki 23 vastayi and he will be self sufficient by then. Any other angle to think before taking it? I understand at end of 15 years aa dabbulu [63*12*15=$11,340] anni waste but you do not take insurance to use it. Its for safety purpose.

Yes take it, not expensive 

[baabaa]

2 minutes ago, bulreddy said:

what happenes after 15 years. i mean 15 years lo manam potene aa 1.5M vastayi kada. what if not ... (naaku idea ledu)
 

Most TERM LIFE INSURANCE ante if nothing happens then its gone. 

Car Insurance laga anuko bhayya. Manam 6 months kadutamu, emi avvakapote we renew it again or move to another insurance kada. 6 months kattindi waste anukomu kada.

[bulreddy]

9 minutes ago, baabaa said:

Most TERM LIFE INSURANCE ante if nothing happens then its gone. 

Car Insurance laga anuko bhayya. Manam 6 months kadutamu, emi avvakapote we renew it again or move to another insurance kada. 6 months kattindi waste anukomu kada.

yea waste ani em ledu le.. and undertsand thank you. 

[hydusguy]

23 minutes ago, baabaa said:

Bhayyas, anyone has term life insurance in US? Monthly $63 anta and $1.5 mil for 15 years. 

Ma buddavadu 8 years so vadiki 23 vastayi and he will be self sufficient by then. Any other angle to think before taking it? I understand at end of 15 years aa dabbulu [63*12*15=$11,340] anni waste but you do not take insurance to use it. Its for safety purpose.

take 30 or 34yrs

[baabaa]

3 minutes ago, hydusguy said:

take 30 or 34yrs

30 yrs ki rates chala ekkuva unnayi. Any reason for 30 yrs life insurance?

My primary thing is insurance should be active till my younger son is 21-22 years old[approx college ayyi potundi ani lekka].

[Sreeven]

33 minutes ago, baabaa said:

Bhayyas, anyone has term life insurance in US? Monthly $63 anta and $1.5 mil for 15 years. 

Ma buddavadu 8 years so vadiki 23 vastayi and he will be self sufficient by then. Any other angle to think before taking it? I understand at end of 15 years aa dabbulu [63*12*15=$11,340] anni waste but you do not take insurance to use it. Its for safety purpose.

What all situations covers this insurance.

[MegaPowerRockstar]

There are also some plans Term Life Express Plan with Return which get you returns of your premium in the end.

[Aghori]

46 minutes ago, baabaa said:

Bhayyas, anyone has term life insurance in US? Monthly $63 anta and $1.5 mil for 15 years. 

Ma buddavadu 8 years so vadiki 23 vastayi and he will be self sufficient by then. Any other angle to think before taking it? I understand at end of 15 years aa dabbulu [63*12*15=$11,340] anni waste but you do not take insurance to use it. Its for safety purpose.

thats pretty cheap

[argadorn]

25 minutes ago, baabaa said:

30 yrs ki rates chala ekkuva unnayi. Any reason for 30 yrs life insurance?

My primary thing is insurance should be active till my younger son is 21-22 years old[approx college ayyi potundi ani lekka].

Human average survival age is 60 will be alive until then 30 years nuvu ye age lo untavo chusko 

[hydusguy]

29 minutes ago, baabaa said:

30 yrs ki rates chala ekkuva unnayi. Any reason for 30 yrs life insurance?

My primary thing is insurance should be active till my younger son is 21-22 years old[approx college ayyi potundi ani lekka].

accelerated death benefits .. 89-90% back vastay.. chronic, termunal, heart attacks alantivi caste

[Hitman]

Can you PM me your age and insurance company? 
Thanks