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mbabu2579

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assuming you dont need access to that cash in the near future.. okka 20k put in CDs.. right now konni banks are offering 1-year CDs for 5+% APY.. CDs normally FDIC insured upto 250k$

savings account lo APY is not stable.. ippudu unna interest rates ki you should be able to find a good bank savings account for around 4.5% APY

You can also look at companies such as Worthy bonds which are currently offering around 5.65% APY and provide daily compound interest

REITs such as Fundrise is also not a bad option

kani make sure you have enough in your emergency account before investing anywhere else

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