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Investment property Insurance dilemma


sendral_nakka

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Homeowners insurance quote is $700/year

Landlord insurance quote is $2000/yr

 

Buying a rental property (Investment home)

Please throw guidance on which one to choose

 

yourock

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If its in a mortgage, you have to take it. Lender needs it. 

But just pay dwelling amount = loan amount, don't get for more to save some money. 

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Is it a single family house? Or town house ot a condo? If town house or a condo, you only need to buy insurance for interior(walls, etc) like that for about 30% or so . 

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The question is do you buy Homeowners insurance or Landlord insurance for Investment property?

30% or 100% thats secondary, dwelling amount=loan amount thats also secondary

 

 

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20 minutes ago, khaleja.123 said:

Usually landlords insurance is much cheaper than Home owners insurance, get quotes from other providers.

not true. Landlord insurance is higher than home insurance. 

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  • 11 months later...






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On 6/20/2023 at 9:09 PM, sendral_nakka said:

Homeowners insurance quote is $700/year

Landlord insurance quote is $2000/yr

 

Buying a rental property (Investment home)

Please throw guidance on which one to choose

 

yourock

Landlord teesko 

premium takkuva vundali kada? See other providers quotes

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On 6/20/2023 at 9:09 PM, sendral_nakka said:

Homeowners insurance quote is $700/year

Landlord insurance quote is $2000/yr

 

Buying a rental property (Investment home)

Please throw guidance on which one to choose

 

yourock

Home owners insurance is not covered if home owner is not staying there.

many won’t learn it until they file a claim. Friend gadiki monna adhae biscuit ayindhi..

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  • 2 months later...
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