Investment in Hyderabad

[Jindal]

20 minutes ago, Android_Halwa said:

You know your income and k eat meant much better than anyone, change your ratios based on threat levels. 

In my case, I spend 10% of all the risk I take and invest in physical gold. for every $100 invested, I buy $10 worth of gold which acts like a rainy day fund. It’s physical gold and off the records and I’m worst case scenario, this will help me out to support my life for few years. 
 

So figure out your formula, income and investments and take a call. 

I agree and it definitely a good option. 

[Android_Halwa]

14 minutes ago, Jindal said:

I agree and it definitely a good option. 

In a country like India, land gold and cash are valuable assets. Use physical gold as as insurance against your investments. In a decade, your gold value will be of considerable value. You will get hedge against your risky investments at the same time gold will act as a rainy day fund whose value increases by every year.

Imagine you hold few KG’s gold at retirement and the magic it does to your life there after…

[Jindal]

25 minutes ago, Android_Halwa said:

In a country like India, land gold and cash are valuable assets. Use physical gold as as insurance against your investments. In a decade, your gold value will be of considerable value. You will get hedge against your risky investments at the same time gold will act as a rainy day fund whose value increases by every year.

Imagine you hold few KG’s gold at retirement and the magic it does to your life there after…

totally agreed. infact it's a good perspective. 

neetho agree ayina post idhi okkate emo.

arey badcow, ila manchiga upayoga page content chusukovachu kada paisa ki panikirani falthu yevvaralu enduku?

nenu ninnu kakunda life evarini intha titti undanu lol

[csrcsr]

4 hours ago, bagundalimeeru said:

Don’t get trap with investments for parents living etc  . Buy only assets if you think you can live on par with US lifestyle. You should invest in premium assets if you can afford so that when you exit you can get some part of returns in $$$ from NRI buyer . I have done this twice and you will always find NRI buyers who are returning back to India for good. 

Premium or non premium anna is hyderbad value grows , for example cheptuna rich area apartment what you spend on ? Fancy wood works interiors ?  amenities? What are you going to get on rent for them? It will be never be on par with money you get 

INSTEAD core land mida konte the appreciation is way way high you are not going to waste on money on the things you don't need once you have asset you can clear it if you want to buy premium property or you just rent out a premium property and hold your land asset adi nee istam 

1 cr 2 cr  apartments 50k max rent adi manam bachi chuse sariki ela untundo maintainence

 

[SwamyRaRa]

How to get inr to here America in future 

[Forgive_Me]

I would suggest buying farm lands in your native village or town where u have someone to look after, parents, siblings, cousins or at least one trustworthy relative or best is if it’s someone from in-laws side. Also a good housing plot too in the same village or town.

This is the best investment you can make in your life, it’s not for monetary or property appreciation benefits. It’s for life, retirement life. Once we get 55+ our health will start deteriorating and slowly start minor issues due to our profession n life style and food here. Insurances won’t be enough. We start loosing savings slowly, but still are we going to get better at that age with the treatments here, any guarantee?? Heath care is scam here we know. Then we look at India for sure, if hold good properties there then your are a no stranger. 
Once we reach 50+ or 55+ and with you-yes passport in hands, start focusing on building an house in your village or home town and slowly focus on farming for time pass or at least fruit plantation. You can take agriculture university students to complete knowledge of soil n crops. Have a good SUV, do a trip every month or couple places in south to North Indian places. Active life untadhi, our  kids might be final studies or would have started working.  Get them married, let them live their life. make US trip half yearly for a month or so or once in a year or whenever you want.

let’s say you made a 300 to 500k investment over a period by 55 and even if it’s worth 2 mil at that time, you will not sell it , can’t sell it . Indian mentality, let’s give it our kids. Even if you get 2 mill at that time in you-yes what will you with that money in you-yes at that age. 

[JackSeal]

30 minutes ago, Forgive_Me said:

I would suggest buying farm lands in your native village or town where u have someone to look after, parents, siblings, cousins or at least one trustworthy relative or best is if it’s someone from in-laws side. Also a good housing plot too in the same village or town.

This is the best investment you can make in your life, it’s not for monetary or property appreciation benefits. It’s for life, retirement life. Once we get 55+ our health will start deteriorating and slowly start minor issues due to our profession n life style and food here. Insurances won’t be enough. We start loosing savings slowly, but still are we going to get better at that age with the treatments here, any guarantee?? Heath care is scam here we know. Then we look at India for sure, if hold good properties there then your are a no stranger. 
Once we reach 50+ or 55+ and with you-yes passport in hands, start focusing on building an house in your village or home town and slowly focus on farming for time pass or at least fruit plantation. You can take agriculture university students to complete knowledge of soil n crops. Have a good SUV, do a trip every month or couple places in south to North Indian places. Active life untadhi, our  kids might be final studies or would have started working.  Get them married, let them live their life. make US trip half yearly for a month or so or once in a year or whenever you want.

let’s say you made a 300 to 500k investment over a period by 55 and even if it’s worth 2 mil at that time, you will not sell it , can’t sell it . Indian mentality, let’s give it our kids. Even if you get 2 mill at that time in you-yes what will you with that money in you-yes at that age. 

As a NRI you cannot buy farm lands on your name. If you trust your parents then you can buy on their name. Good housing plots in tier-2 cities bring good returns and comparatively safer

[Forgive_Me]

50 minutes ago, JackSeal said:

As a NRI you cannot buy farm lands on your name. If you trust your parents then you can buy on their name. Good housing plots in tier-2 cities bring good returns and comparatively safer

Indian passport hold chesthunna time lo kuda konalema? Idea leka aduguthunna. 

[JackSeal]

45 minutes ago, Forgive_Me said:

Indian passport hold chesthunna time lo kuda konalema? Idea leka aduguthunna. 

NRI ante ne indian passport holder. If you are out of india for more than 180daya then you are treated as non resident. Non residents cannot buy agriculture lands even if they are indian citizens.

[Spartan]

52 minutes ago, Forgive_Me said:

Indian passport hold chesthunna time lo kuda konalema? Idea leka aduguthunna. 

you cannot

[terminator_desi]

10 hours ago, Android_Halwa said:

What India is experiencing now is what USA experienced in the 70’s. Economy is expanding and assured growth for the next few decades. With this, the options have opened up and unless you are very confident of settling down in US and no plan to go back to India then it makes no point to invest in India but if you are unsure and think there might be a situation where you may have to go back, then slowly start investing in India. May be 70-30 ratio…$70 in US and $30 in India for every $100 you invest. 
 

Then re evaluate the ratio every 2-3 years and depending on the situation then, adjust the ratio. For eg: 3 years down the road if your hope of a green card comes closer, invest $80 in US and $20…but if you are leaning to move to India, then invest $40 in India and $60 here…

India is booming market, think about the future and demographic changes and then take a call. 

What is the suggestion to people who already have green card?

[no01]

10 hours ago, Konebhar6 said:

Hyderabad real estate has grown a lot in last 8 yrs and esp since covid. Too many apartments, ventures, villas everywhere and premium pricing. I am hearing there is a lot of these AVAILABLE. Too much supply. I am sensing the growth will slow down or remain flat like we saw from 2008-2015. 

Its a good idea if you plan to move to hyd. But if you remain in US which will be the case once your kids hit middleschool, its not a great idea. Imagine paying 30% tax on the amount to get it back here, and conversion rate at that time. 

2009 lo YS chanipoyyaka things have changed a lot...it affected Hyd particularly.

Separate TG state momentum increased and hyd lo curfews, dharna's etc etc baaga chesaru + ade time lo Rosaiaha and then Kiran Kumar Reddy ila CM ayyaru and there was no stability in govt and eventually state separate ani full talks....so 6 - 7 yrs hyd development completely paused.....eppudaithe TRS formed the govt, then 2017 nundi slow ga real estate peragatam started and post covid it was unreachable type and if u look at Hyd now, last 5 + yrs lo too much development......now the city is in a state where ey govt vachina, little up n down untadi kani development wont stop and India as a county will keep growing as well.  

[Konebhar6]

1 minute ago, no01 said:

2009 lo YS chanipoyyaka things have changed a lot...it affected Hyd particularly.

Separate TG state momentum increased and hyd lo curfews, dharna's etc etc baaga chesaru + ade time lo Rosaiaha and then Kiran Kumar Reddy ila CM ayyaru and there was no stability in govt and eventually state separate ani full talks....so 6 - 7 yrs hyd development completely paused.....eppudaithe TRS formed the govt, then 2017 nundi slow ga real estate peragatam started and post covid it was unreachable type and if u look at Hyd now, last 5 + yrs lo too much development......now the city is in a state where ey govt vachina, little up n down untadi kani development wont stop and India as a county will keep growing as well.  

Agree with you on development. But the prices these days are unrealistic. May be people doing business are able to afford these housing, but not common man or even people in IT. I understand people might be getting closer to 1cr package these days but still buying a house for 7cr is too much. For people in India, its alwyas a good time to buy or invest in real estate.

For NRIs its a different matter. 

 

[Konebhar6]

1 hour ago, Spartan said:

you cannot

I learnt something today. I was always of view that NRIs with indian passport could buy. Just read on google that they cannot. 

However, most people buy agricultural lands on their parents name and transfer to them later. Its complicating things in my opinion as other siblings could claim for a share. Need to be careful.

[Spartan]

45 minutes ago, Konebhar6 said:

I learnt something today. I was always of view that NRIs with indian passport could buy. Just read on google that they cannot. 

However, most people buy agricultural lands on their parents name and transfer to them later. Its complicating things in my opinion as other siblings could claim for a share. Need to be careful.

adi loophole vadukovalani kontunnaru parents name meeda, as you can still inherit the agricultural land as NRI

but there is a catch, after inheriting you cannot give or sell it to your kids or persons who are US citizens or NRIs. You should sell it to Indian Citizen only.

so whoever is buying now on parents name have two issues

siblings making a claim

or shoild sell that land in thwir lifetime only

@Konebhar6