Rent and relax

[Netflixmovieguz]

Owning a house isn’t a luxury. It’s a burden 

[Android_Halwa]

At the moment yeah…paisal pogottukokuri vaa…utha punyaniki mithilu kadtaru…Ie 3-4 years rental lo vundandi, you will save good amount of money to pay for at least 20% down later and save what ever you have and invest…

Housing will be a burden…vadu konnadu veedu konnadu ani pendlam savakodithe double jobs chesi konkomani chetulu lepeyandi.

[kevinUsa]

12 minutes ago, Android_Halwa said:

At the moment yeah…paisal pogottukokuri vaa…utha punyaniki mithilu kadtaru…Ie 3-4 years rental lo vundandi, you will save good amount of money to pay for at least 20% down later and save what ever you have and invest…

Housing will be a burden…vadu konnadu veedu konnadu ani pendlam savakodithe double jobs chesi konkomani chetulu lepeyandi.

మేము గొరెలం వడు చేశాడు మేము చేస్తాం అంతే 

[csrcsr]

mixed opinions Anna always never assume only one thing is correct , dont be desperate at the same time dont be stubborn I will not 

people who bought have the below opinion

if u can afford why not ??? Anna bank odu mana DTI chase istadu , dont only remember 2008 , take into account how many built multiple home portfolio desi areas lo couple working or people doing two jobs or one job with good income

  if u wait for interest rates to go down can u get a home ? ur 20% savings then will become 10% with inflated price 

you are gambling on premise interest will come down in one two or 3 years I you can take that buffer plus interest is tax breaked

home is not only money dollar to dollar its a place where you make memories emotions ,

 

People who did not

say rent is cheaper same style home rent tisukunte , always have flexibility , need not confine to location I will buy when its my time 

So this debate will never end 

one thing is sure no one can time market (evaru aithe anukuntaro I timed market ani they are just lucky anthe)

 

 

[Konebhar6]

It all comes down to affordability. If you can afford, even if the price is high you cannot put a value on primary home. If you cannot afford, renting is fine. No shame in it. Do whats best for your family. 

[Ravi860]

Atleast oka biweekly paycheck mortgage ki veltunte ok (in current situation and want home). If mortgage payment eating more than one biweekly paycheck huge red flag. 

[sarvayogi]

prices should increase even more and also interest. rates should be like 10 percent.

chillara buyers will be out of market and stay in rent forever and investors will be getting passive money

[Galactus]

1 hour ago, csrcsr said:

mixed opinions Anna always never assume only one thing is correct , dont be desperate at the same time dont be stubborn I will not 

people who bought have the below opinion

if u can afford why not ??? Anna bank odu mana DTI chase istadu , dont only remember 2008 , take into account how many built multiple home portfolio desi areas lo couple working or people doing two jobs or one job with good income

  if u wait for interest rates to go down can u get a home ? ur 20% savings then will become 10% with inflated price 

you are gambling on premise interest will come down in one two or 3 years I you can take that buffer plus interest is tax breaked

home is not only money dollar to dollar its a place where you make memories emotions ,

 

People who did not

say rent is cheaper same style home rent tisukunte , always have flexibility , need not confine to location I will buy when its my time 

So this debate will never end 

one thing is sure no one can time market (evaru aithe anukuntaro I timed market ani they are just lucky anthe)

 

 

bro the home prices increase we experienced between 2020-2022 is once in a generation here, usually its 3-5% per year in most cases

expecting it to continue is not realistic

ikkada land plenty available, no shortage at all, inventory control valla prices taggaledu but its not realistic to control inventory for so long

population growth rate is also very less here, prices will keep increasing like hyd ante pappu lo kalu veyatame

ofcourse, top notch schools unde areas are always exception as the real estate there will always be competitive

but ekkado middle of nowhere kooda 800k-1.2M petti Tejams buying in Texas with high property taxes

cpt , opt vallu kooda buying, assalu ye dhairyam tho kontunnaro emo, job loss aithe em chestar? 2008 like recession vasthe plan enti ante okkadi deggara answer vundadu, we will see when it comes antaru

we are due for a big recession, so have to see

[csrcsr]

5 minutes ago, Galactus said:

bro the home prices increase we experienced between 2020-2022 is once in a generation here, usually its 3-5% per year in most cases

expecting it to continue is not realistic

ikkada land plenty available, no shortage at all, inventory control valla prices taggaledu but its not realistic to control inventory for so long

population growth rate is also very less here, prices will keep increasing like hyd ante pappu lo kalu veyatame

ofcourse, top notch schools unde areas are always exception as the real estate there will always be competitive

but ekkado middle of nowhere kooda 800k-1.2M petti Tejams buying in Texas with high property taxes

cpt , opt vallu kooda buying, assalu ye dhairyam tho kontunnaro emo, job loss aithe em chestar? 2008 like recession vasthe plan enti ante okkadi deggara answer vundadu, we will see when it comes antaru

we are due for a big recession, so have to see

emo bro recession rakapothe home prices aithe chetilo undav 50-50 population, basics desi areas lo fundamentals are not working as I said no one knows it can be either ways

[pandugadu999]

2 hours ago, Ravi860 said:

Atleast oka biweekly paycheck mortgage ki veltunte ok (in current situation and want home). If mortgage payment eating more than one biweekly paycheck huge red flag. 

Biweekly aa…adem saripothadi uncle..mothsm monthly paycheck pettina kashtame

[Netflixmovieguz]

8 hours ago, csrcsr said:

mixed opinions Anna always never assume only one thing is correct , dont be desperate at the same time dont be stubborn I will not 

people who bought have the below opinion

if u can afford why not ??? Anna bank odu mana DTI chase istadu , dont only remember 2008 , take into account how many built multiple home portfolio desi areas lo couple working or people doing two jobs or one job with good income

  if u wait for interest rates to go down can u get a home ? ur 20% savings then will become 10% with inflated price 

you are gambling on premise interest will come down in one two or 3 years I you can take that buffer plus interest is tax breaked

home is not only money dollar to dollar its a place where you make memories emotions ,

 

People who did not

say rent is cheaper same style home rent tisukunte , always have flexibility , need not confine to location I will buy when its my time 

So this debate will never end 

one thing is sure no one can time market (evaru aithe anukuntaro I timed market ani they are just lucky anthe)

 

 

Simple English annnaaa

>30-35% paycheck to mortgage no

taxes+fees > rent no

Yettosthaayanna.

[Vikkask]

What if home prices increase when interest rates go down?

aina konevallaki leni badha verey vallaki enduku

[Vikkask]

2 minutes ago, Netflixmovieguz said:

Simple English annnaaa

>30-35% paycheck to mortgage no

taxes+fees > rent no

Yettosthaayanna.

What about home appreciation?

[Aquaman]

8 hours ago, csrcsr said:

mixed opinions Anna always never assume only one thing is correct , dont be desperate at the same time dont be stubborn I will not 

people who bought have the below opinion

if u can afford why not ??? Anna bank odu mana DTI chase istadu , dont only remember 2008 , take into account how many built multiple home portfolio desi areas lo couple working or people doing two jobs or one job with good income

  if u wait for interest rates to go down can u get a home ? ur 20% savings then will become 10% with inflated price 

you are gambling on premise interest will come down in one two or 3 years I you can take that buffer plus interest is tax breaked

home is not only money dollar to dollar its a place where you make memories emotions ,

 

People who did not

say rent is cheaper same style home rent tisukunte , always have flexibility , need not confine to location I will buy when its my time 

So this debate will never end 

one thing is sure no one can time market (evaru aithe anukuntaro I timed market ani they are just lucky anthe)

 

 

em antunav anna  2 lines lo chepu, sedha seda

[Netflixmovieguz]

4 minutes ago, Vikkask said:

What about home appreciation?

Howw much appreciated last 1 yr kaka